8304 Bluff Rd, Waterloo, IL 62298 Property Records

Monroe County property record for 8304 Bluff Rd, Waterloo, IL 62298 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2008
Square Footage	2,128 sqft Living Area
Lot Size	223,463 sqft (5.13 acres)
Garage	396 sqft
Occupancy	Owner Occupied
Tax Bill	$2,989.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`06-26-400-004-000`
Alternative APN	`06260000000401 00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Building Area	2,128 sqft Living Area
1st Floor	2,128 sqft 1st Floor
Basement Area	2,128 sqft Basement
Unfinished Basement	2,128 sqft Unfinished
Stories	1 Stories

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Construction Type	Frame Construction
Lot Area	223,463 sqft (5.13 acres)
Driveway	Driveway Concrete
Driveway Area	712 sqft Driveway
Parking Spaces	1 Parking Spaces
Garage Area	396 sqft Garage

Exterior Amenities

Shed	1 Shed
Shed Area	72 sqft Shed
Patio Area	128 sqft Patio
Porch Area	896 sqft Porch

Location & Zoning

Street Address	8304 BLUFF RD
City	WATERLOO
State	IL
Zip	62298-4724
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	PART TAX LOT 4 SUR 771 & PART TAX LOT 5 & 6
Legal Range	11W
Legal Township	02S
Legal Section	26
Legal Lot Number	4
Jurisdiction	MONROE IL
Minor Civil Division	15
Census Blockgroup	1
Census Block	1040
Census Tract	600402

Owner

Source: Monroe County records · APN 06-26-400-004-000

Assessment roll updated August 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	8304 BLUFF RD, WATERLOO, IL 62298-4724
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
May 07, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 21, 2019	Deed of Trust, Mortgage · Conventional Mortgage ROUNDPOINT MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Refreshed	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Recording Date	May 07, 2026
Property Address	8304 BLUFF RD, WATERLOO, IL 62298-4724
Document Number	0000442436
Instrument Date	May 02, 2026
Instrument	2026442436
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8304 BLUFF RD, WATERLOO, IL 62298-4724
Investor	Possibly a Property Investor

Mortgage

Document Number	0000442436,
Date	May 07, 2026
Instrument	2026442436

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2056

Interest

Rate Type	Fixed Rate
Rate	9.38%
Initial Type	Fixed Rate
Max Rate	-1%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	8304 BLUFF RD, WATERLOO, IL 62298-4724
Transaction Type	Mortgage
Record Updated	Dec 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000421188
Date	Nov 30, 2021
Instrument	421188

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2051

Interest

Rate Type	Fixed Rate

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	8304 BLUFF RD, WATERLOO, IL 62298-4724
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	AMERICAN HOME TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000400489
Date	Mar 21, 2019
Instrument	400489

Lender

Name	ROUNDPOINT MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Unified School District	Valmeyer Community Unit School District 3 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$84,830 (+6.3%) Land $5,130 Building $79,700	$254,490 (+6.3%) Land $15,390 Building $239,100
2024	$2,989.00
2022	Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$79,800 Land $5,130 Building $74,670	$239,400 Land $15,390 Building $224,010

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