8300 Co Rd 635, Sebring, FL 33875 Property Records

Highlands County property record for 8300 Co Rd 635, Sebring, FL 33875

Property Summary

Property Type	Rural Home
Details	3 bd · 4 ba · 6,530 sqft · built 2024
Lot Size	137 acres (5,971,640 sqft)
Owner	2 Individual Names on File
Last Sale	$685,000 (Oct 2019)
Tax Bill	$1,092 (2024)
Deeds & Mortgages	May 2023 Construction Loan Oct 2019 Sale & Mortgage
Flood Zone	Zone A (high risk)
APN	`C-10-35-28-A00-0013-0000`

Property Details

APN / Parcel Number

Primary APN	`C-10-35-28-A00-0013-0000`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Stories	2 Stories
Building Area	6,530 sqft Living Area
Flooring	Cork
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2024
Exterior Material	Metal
Roof Type	Steel Frame/Truss
Roof Material	Slate
Lot Area	5,971,640 sqft (137 acres)
Garage Type	Mixed
Garage Area	3,000 sqft
Driveway	Driveway
Driveway Area	1,762 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	8300 COUNTY ROAD 635
City	SEBRING
State	FL
Zip	33875-4728
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	AU
Legal Description	N 1/3 OF SEC 10-LESS THE WEST 3960 FT OF NORTH 880 FT PER OR 430-PG 952 10-35-28/1.3 137.09 ACRES M/L
Legal Range	28E
Legal Township	35S
Legal Section	10
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	3
Census Block	3000
Census Tract	961301

Owner

8300 Co Rd 635, a rural home, is owned and occupied by two individuals who bought it in October 2019.

Source: Highlands County records, as of December 12, 2025

Owner of Record	2 Individual Names on File
Mailing Address	8300 COUNTY ROAD 635, SEBRING, FL 33875-4728
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 22, 2023	Deed of Trust, Mortgage · Construction Mortgage HEARTLAND NATIONAL BANK
Oct 8, 2019	Warranty Deed, Transfer ANDREW T & MELISSA PACE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 8, 2019 · Amount on File
Deed Sale	Oct 8, 2019 · Amount on File
Deed Document Number	1959178
Deed Book / Page	2716 / 1708
Record Updated	Jun 8, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	8300 COUNTY ROAD 635, SEBRING, FL 33875-4728
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8020 COUNTY ROAD 635, SEBRING, FL 33875-4728

Mortgage

Document Number	0002152284
Date	May 22, 2023
Book Page	2976/1310
Instrument	2152284

Lender

Name	HEARTLAND NATIONAL BANK
Type	Bank
Address	SEBRING, FL 33870

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Type Change Date	Jun 1, 2028
Change Frequency	Annually
Min Rate At Change	4.5%
Max Rate At Change	8.5%
Index	1-Year T-Bill
Margin	3
Max Rate	11.5%

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Oct 8, 2019
Property Address	8300 COUNTY ROAD 635, SEBRING, FL 33875-4728
Document Number	0001959178
Book / Page	002716 / 001708
Instrument Date	Oct 2, 2019
Instrument	1959178
Transaction Type	Transfer
Record Updated	Oct 22, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,795.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8020 COUNTY ROAD 635 SEBRING FL 338754728, SEBRING, FL 33875-4728

Mortgage

Document Number	1959179
Date	Oct 8, 2019
Book Page	002716/001710
Instrument	1959179

Lender

Name	ANDREW T & MELISSA PACE
Address	PO BOX 1416, WAUCHULA, FL 33873-1416

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$547,850 Land $27,998 Building $519,852	$1,477,891
2024	$1,092.00 (+219.3%)
2023	$342.00 (+14.38%) Additional exemption filed	$17,802 (-17.5%)	$945,921 (+1,806.1%)
2022	$299.00	$21,577 Land $21,577	$49,626

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 8300 Co Rd 635 in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8300 Co Rd 635 is high, ranking above 89% of the US, with a 0.8% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 89% of the US · above 83% of Florida
Wildfire Likelihood	0.8% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, as of December 31, 2025

Cell Coverage

5G (outdoors only) and 4G LTE

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