830 Ware Ave NE, Winter Haven, FL 33881 Property Records

Polk County property record for 830 Ware Ave NE, Winter Haven, FL 33881

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,008 sqft · built 1977
Lot Size	0.189 acres (8,233 sqft)
Owner	2 Individual Names on File
Last Sale	$240,000 (Jan 2024)
Tax Bill	$1,524 (2025)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Mar 2021 Sale & Mortgage + 13 more
Flood Zone	Zone X (minimal risk)
APN	`26-28-16-542020-000190`

Property Details

APN / Parcel Number

Primary APN	`26-28-16-542020-000190`
Alternative APNs	`162826542020000190` `62826000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,008 sqft Living Area
1st Floor Area	1,008 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1977
Effective Year Built	Effective 2015
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	8,233 sqft (0.189 acres)
Lot Dimensions	107 ft deep x 65 ft wide
View / Lot	Commercial/Industrial
Garage Type	Carport
Garage Area	216 sqft
Carport	Carport
Carport Area	216 sqft

Exterior Amenities

Porch	Unfinished Open Porch
Porch Area	48 sqft
Shed	1 Shed
Utility Building	120 sqft

Location & Zoning

Street Address	830 WARE AVE NE
City	WINTER HAVEN
State	FL
Zip	33881-1767
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	SWAN LAKE ESTATES UNIT 1 PB 64 PG 20 LOT 19
Legal Range	26E
Legal Township	28S
Legal Section	16
Legal Subdivision	SWAN LAKE ESTATES UNIT 01
Legal Tract	542020
Legal Block	1
Legal Lot Number	19
Legal Unit	1
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	1
Census Block	1009
Census Tract	13602

Owner

830 Ware Ave NE is owned and occupied by two individuals who bought it in January 2024.

Source: Polk County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	830 WARE AVE NE, WINTER HAVEN, FL 33881-1767
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2024	Warranty Deed, Transfer · FHA Mortgage AMERICAN PORTFOLIO MORTGAGE CORP
Mar 11, 2021	Warranty Deed, Transfer · Conventional Mortgage HOMESIDE FINANCIAL LLC
Dec 23, 2020	Warranty Deed, Transfer INSURED R/E TITLE SERVICES, INSURED R/E TITLE SVCS
Dec 23, 2020	Warranty Deed, Transfer INSURED R/E TITLE SERVICES, INSURED R/E TITLE SVCS
Dec 23, 2020	Warranty Deed, Transfer INSURED R/E TITLE SERVICES, INSURED R/E TITLE SVCS
Dec 23, 2020	Warranty Deed, Transfer INSURED R/E TITLE SERVICES, INSURED R/E TITLE SVCS
Dec 23, 2020	Warranty Deed, Transfer INSURED R/E TITLE SERVICES, INSURED R/E TITLE SVCS
Dec 16, 2020	Loan Modification, Mortgage MIDFLORIDA CU
Dec 23, 2020	Warranty Deed, Transfer INSURED R/E TITLE SERVICES, INSURED R/E TITLE SVCS
Dec 23, 2020	Warranty Deed, Transfer INSURED REAL ESTATE TITLE, INSURED REAL EST TITLE
Dec 23, 2020	Warranty Deed, Transfer STATE TITLE SERVICES, STATE TITLE SVCS
Dec 23, 2020	Warranty Deed, Transfer INSURED R/E TITLE SERVICES, INSURED R/E TITLE SVCS
Dec 23, 2020	Warranty Deed, Transfer INSURED R/E TITLE SERVICES, INSURED R/E TITLE SVCS
Dec 23, 2020	Warranty Deed, Transfer INSURED R/E TITLE SERVICES, INSURED R/E TITLE SVCS
Dec 23, 2020	Warranty Deed, Transfer INSURED R/E TITLE SERVICES, INSURED R/E TITLE SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 4, 2024 · Amount on File
Deed Sale	Jan 4, 2024 · Amount on File
Prior Sale	Mar 11, 2021 · Amount on File
Deed Document Number	20242807
Deed Book / Page	12963 / 254
Record Updated	Oct 29, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jan 4, 2024
Property Address	830 WARE AVE NE, WINTER HAVEN, FL 33881-1767
Document Number	0000002807
Book / Page	12963 / 254
Map Reference	MB 64 PG 20
Instrument Date	Dec 22, 2023
Instrument	2024002807
Transaction Type	Transfer
Record Updated	Jan 23, 2024
Title Company	HOMELIGHT TITLE LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,680.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5229 45TH ST E, BRADEN RIVER, FL 34203-4118

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	666 AVENUE E NE, WINTER HAVEN, FL 33881-4227

Mortgage

Document Number	0012963256
Date	Jan 4, 2024
Instrument	12963/256

Lender

Name	AMERICAN PORTFOLIO MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2054

Mortgage

Document Number	0000008124
Date	Jan 11, 2024
Book Page	12970/155
Instrument	2024008124

Lender

Name	THE CITY OF WINTER HAVEN
Type	Government Agency
Address	WINTER HAVEN, FL 33881

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Mar 11, 2021
Property Address	830 WARE AVE NE, WINTER HAVEN, FL 33881-1767
Document Number	0000062706
Book / Page	11618 / 931
Map Reference	MB 64 PG 20
Instrument Date	Mar 10, 2021
Instrument	2021062706
Transaction Type	Transfer
Record Updated	Dec 23, 2021
Title Company	INSURED R/E TITLE SERVICES, INSURED RE TTL SVCS INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,085.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1925 ESAT EDGEWOOD DRIVE #105105, 1925, LAKELAND, FL 33803

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	830 WARE AVE NE, WINTER HAVEN, FL 33881-1767

Mortgage

Document Number	0011618933
Date	Mar 11, 2021
Instrument	11618/933

Lender

Name	HOMESIDE FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Dec 23, 2020
Property Address	830 WARE AVE NE, WINTER HAVEN, FL 33881-1767
Document Number	0115081886
Book / Page	011508 / 001886
Instrument Date	Dec 16, 2020
Instrument	278694
Transaction Type	Transfer
Record Updated	Jan 8, 2021
Title Company	INSURED R/E TITLE SERVICES, INSURED R/E TITLE SVCS

Transaction

Amount	Amount on Record
Tax	$350.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1925 E EDGEWOOD DR #105 LAKELAND FL 338033480, 105, LAKELAND, FL 33803-3480
Investor	Possibly a Property Investor

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Dec 23, 2020
Property Address	830 WARE AVE NE, WINTER HAVEN, FL 33881-1767
Document Number	0115081876
Book / Page	011508 / 001876
Instrument Date	Dec 16, 2020
Instrument	278689
Transaction Type	Transfer
Record Updated	Jan 8, 2021
Title Company	INSURED R/E TITLE SERVICES, INSURED R/E TITLE SVCS

Transaction

Amount	Amount on Record
Tax	$350.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1925 E EDGEWOOD DR #105 LAKELAND FL 338033480, 105, LAKELAND, FL 33803-3480
Investor	Possibly a Property Investor

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Dec 23, 2020
Property Address	830 WARE AVE NE, WINTER HAVEN, FL 33881-1767
Document Number	0115081884
Book / Page	011508 / 001884
Instrument Date	Dec 16, 2020
Instrument	278693
Transaction Type	Transfer
Record Updated	Jan 8, 2021
Title Company	INSURED R/E TITLE SERVICES, INSURED R/E TITLE SVCS

Transaction

Amount	Amount on Record
Tax	$350.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1925 E EDGEWOOD DR #105 LAKELAND FL 338033480, 105, LAKELAND, FL 33803-3480
Investor	Possibly a Property Investor

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Dec 23, 2020
Property Address	830 WARE AVE NE, WINTER HAVEN, FL 33881-1767
Document Number	0115081866
Book / Page	011508 / 001866
Instrument Date	Dec 16, 2020
Instrument	278684
Transaction Type	Transfer
Record Updated	Jan 8, 2021
Title Company	INSURED R/E TITLE SERVICES, INSURED R/E TITLE SVCS

Transaction

Amount	Amount on Record
Tax	$350.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1925 E EDGEWOOD DR #105 LAKELAND FL 338033480, 105, LAKELAND, FL 33803-3480
Investor	Possibly a Property Investor

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Dec 23, 2020
Property Address	830 WARE AVE NE, WINTER HAVEN, FL 33881-1767
Document Number	0115081882
Book / Page	011508 / 001882
Instrument Date	Dec 16, 2020
Instrument	278692
Transaction Type	Transfer
Record Updated	Jan 8, 2021
Title Company	INSURED R/E TITLE SERVICES, INSURED R/E TITLE SVCS

Transaction

Amount	Amount on Record
Tax	$350.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1925 E EDGEWOOD DR #105 LAKELAND FL 338033480, 105, LAKELAND, FL 33803-3480
Investor	Possibly a Property Investor

December 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	POLK FL
Property Address	830 WARE AVE NE, WINTER HAVEN, FL 33881-1767
Document Number	0115081888
Instrument Date	Dec 16, 2020
Transaction Type	Mortgage
Record Updated	Jan 8, 2021
Title Company	INSURED R/E TITLE SERVICES, INSURED R/E TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1925 E EDGEWOOD DR #105 LAKELAND FL 338033480, 105, LAKELAND, FL 33803-3480
Investor	Possibly a Property Investor

Mortgage

Document Number	0115081888
Date	Dec 23, 2020
Book Page	011508/001888
Instrument	278695

Lender

Name	MIDFLORIDA CU
Address	129 S KENTUCKY AVE # 500, LAKELAND, FL 33801-5058

Agreement

Amount	Amount on Record

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Dec 23, 2020
Property Address	830 WARE AVE NE, WINTER HAVEN, FL 33881-1767
Document Number	0115081870
Book / Page	011508 / 001870
Instrument Date	Dec 16, 2020
Instrument	278686
Transaction Type	Transfer
Record Updated	Jan 8, 2021
Title Company	INSURED R/E TITLE SERVICES, INSURED R/E TITLE SVCS

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1925 E EDGEWOOD DR #105 LAKELAND FL 338033480, 105, LAKELAND, FL 33803-3480
Investor	Possibly a Property Investor

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Dec 23, 2020
Property Address	830 WARE AVE NE, WINTER HAVEN, FL 33881-1767
Document Number	0115081880
Book / Page	011508 / 001880
Instrument Date	Dec 16, 2020
Instrument	278691
Transaction Type	Transfer
Record Updated	Jan 8, 2021
Title Company	INSURED REAL ESTATE TITLE, INSURED REAL EST TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1925 E EDGEWOOD DR #105 LAKELAND FL 338033480, 105, LAKELAND, FL 33803-3480
Investor	Possibly a Property Investor

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Dec 23, 2020
Property Address	830 WARE AVE NE, WINTER HAVEN, FL 33881-1767
Document Number	0115081868
Book / Page	011508 / 001868
Instrument Date	Dec 16, 2020
Instrument	278605
Transaction Type	Transfer
Record Updated	Jan 8, 2021
Title Company	STATE TITLE SERVICES, STATE TITLE SVCS

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1925 E EDGEWOOD DR #105 LAKELAND FL 338033480, 105, LAKELAND, FL 33803-3480
Investor	Possibly a Property Investor

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Dec 23, 2020
Property Address	830 WARE AVE NE, WINTER HAVEN, FL 33881-1767
Document Number	0115081872
Book / Page	011508 / 001872
Instrument Date	Dec 16, 2020
Instrument	278687
Transaction Type	Transfer
Record Updated	Jan 8, 2021
Title Company	INSURED R/E TITLE SERVICES, INSURED R/E TITLE SVCS

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1925 E EDGEWOOD DR #105 LAKELAND FL 338033480, 105, LAKELAND, FL 33803-3480
Investor	Possibly a Property Investor

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Dec 23, 2020
Property Address	830 WARE AVE NE, WINTER HAVEN, FL 33881-1767
Document Number	0115081878
Book / Page	011508 / 001878
Instrument Date	Dec 16, 2020
Instrument	278690
Transaction Type	Transfer
Record Updated	Jan 8, 2021
Title Company	INSURED R/E TITLE SERVICES, INSURED R/E TITLE SVCS

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1925 E EDGEWOOD DR #105 LAKELAND FL 338033480, 105, LAKELAND, FL 33803-3480
Investor	Possibly a Property Investor

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Dec 23, 2020
Property Address	830 WARE AVE NE, WINTER HAVEN, FL 33881-1767
Document Number	0115081874
Book / Page	011508 / 001874
Instrument Date	Dec 16, 2020
Instrument	278688
Transaction Type	Transfer
Record Updated	Jan 8, 2021
Title Company	INSURED R/E TITLE SERVICES, INSURED R/E TITLE SVCS

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1925 E EDGEWOOD DR #105 LAKELAND FL 338033480, 105, LAKELAND, FL 33803-3480
Investor	Possibly a Property Investor

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Dec 23, 2020
Property Address	830 WARE AVE NE, WINTER HAVEN, FL 33881-1767
Document Number	0115081865
Book / Page	011508 / 001865
Instrument Date	Dec 4, 2020
Instrument	278683
Transaction Type	Transfer
Record Updated	Jan 8, 2021
Title Company	INSURED R/E TITLE SERVICES, INSURED R/E TITLE SVCS

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1925 E EDGEWOOD DR #105 LAKELAND FL 338033480, 105, LAKELAND, FL 33803-3480
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 830 Ware Ave NE was $1,524 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Winter Haven City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$111,039 (-10.24%) Land $14,174 Building $96,865	$111,039 (-10.24%) Land $14,174 Building $96,865
2025	$1,524.00 Homeowner's exemption	$123,700 Land $14,174 Building $109,526	$123,700 Land $14,174 Building $109,526
2023	$1,389.00 (+3.81%) Homeowner's exemption	$115,134 (+3%)	$150,199 (+18.27%) Land $13,774 Building $136,425
2022	$1,338.00 Homeowner's exemption	$111,781	$126,992 Land $11,586 Building $115,406

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 830 Ware Ave NE in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 830 Ware Ave NE is low, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 364 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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