830 W 38th St, Chicago, IL 60609 Property Records

Cook County property record for 830 W 38th St, Chicago, IL 60609

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,458 sqft · built 2014
Lot Size	0.088 acres (3,850 sqft)
Owner	Individual Name on File
Last Sale	$651,000 (Mar 2017)
Tax Bill	$13,226 (2023)
Deeds & Mortgages	Jun 2021 Mortgage Jul 2017 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17-32-416-051`

Property Details

APN / Parcel Number

Primary APN	`17-32-416-051`
Alternative APN	`17-32-416-051-0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,458 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2016
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	3,850 sqft (0.088 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	830 W 38TH ST
City	CHICAGO
State	IL
Zip	60609-1417
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-3
Legal Subdivision	GAGE & OTHERS SUBDIVISION
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	2
Census Block	2031
Census Tract	839900

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chicago Park Boulevard System Historic District listed 2018 · 3,052 contributing resources · NRIS 12000040

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

830 W 38th St is owned and occupied by an individual who bought it in March 2017.

Source: Cook County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	830 W 38TH ST, CHICAGO, IL 60609-1417
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage A & N MORTGAGE SERVICES INC
Jul 19, 2017	Loan Modification, Mortgage · Line of Credit ASSOCIATED BK
Mar 13, 2017	Grant Deed, Transfer PERL MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 13, 2017 · Amount on File
Deed Sale	Mar 13, 2017 · Amount on File
Prior Sale	Aug 12, 2011 · Amount on File
Deed Document Number	201749138
Prior Transfer Date	Oct 27, 2008
Prior Transfer Doc	0000045016
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	830 W 38TH ST, CHICAGO, IL 60609-1417
Transaction Type	Mortgage
Record Updated	Jun 22, 2021
Title Company	LAKESHORE TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0016055205
Date	Jun 9, 2021
Instrument	2116055205

Lender

Name	A & N MORTGAGE SERVICES INC
Type	Mortgage Company
Address	CHICAGO, IL 60642

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 1, 2036

Interest

Rate Type	Fixed Rate
Rate	2.62%

July 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	COOK IL
Recording Date	Jul 19, 2017
Property Address	830 W 38TH ST, CHICAGO, IL 60609-1417
Document Number	1720057105
Instrument Date	Jun 30, 2017
Instrument	20057105
Transaction Type	Mortgage
Record Updated	Mar 19, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	830 W 38TH ST CHICAGO IL 606091417, CHICAGO, IL 60609-1417

Mortgage

Document Number	1720057105
Date	Jul 19, 2017
Instrument	20057105

Lender

Name	ASSOCIATED BK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	COOK IL
Recording Date	Mar 13, 2017
Property Address	830 W 38TH ST, CHICAGO, IL 60609-1417
Document Number	1707249138
Instrument Date	Mar 10, 2017
Instrument	7249138
Transaction Type	Transfer
Record Updated	Mar 19, 2019
Title Company	OTHER

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$651.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	830 W 38TH ST CHICAGO IL 606091417, CHICAGO, IL 60609-1417

Mortgage

Document Number	1707249139
Date	Mar 13, 2017
Instrument	7249139

Lender

Name	PERL MTG
Type	Mortgage Company
Address	CHICAGO, IL 60618

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 12, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.12%

Mortgage

Document Number	1707249140,
Date	Mar 13, 2017
Instrument	7249140

Lender

Name	QUORUM FCU
Type	Credit Union
Address	PURCHASE, NY 10577

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 12, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$80,001 Land $19,058 Building $60,943	$800,010 Land $190,580 Building $609,430
2023	$13,226.00 (+2.76%)
2022	$12,871.00 Homeowner's exemption	$66,000 Land $15,400 Building $50,600	$660,000 Land $154,000 Building $506,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 830 W 38th St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1982–2023)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 2023 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 830 W 38th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 919 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Google Fiber.

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