830 Summer Forest Dr, Saint Charles, MO 63304 Property Records

St. Charles County property record for 830 Summer Forest Dr, Saint Charles, MO 63304

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,187 sqft · built 1978
Lot Size	0.232 acres (10,125 sqft)
Owner	Individual Name on File
Last Sale	$152,000 (Jun 2019)
Tax Bill	$2,731 (2025)
Deeds & Mortgages	Jun 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`579102A035`

Property Details

APN / Parcel Number

Primary APN	`579102A035`
Alternative APN	`3-0037-5265-00-0036.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,187 sqft Living Area
1st Floor Area	1,187 sqft
Basement Area	1,141 sqft

Exterior

Year Built	Built 1978
Architectural Style	Ranch
Exterior Material	Brick/Stone
Lot Area	10,125 sqft
Lot Dimensions	135 ft deep x 75 ft wide
Garage Type	Attached
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	84 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Account Number	579102A035
Old Parcel Number	579102A035
Street Address	830 SUMMER FOREST DR
City	SAINT CHARLES
State	MO
Zip	63304-2638
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AF0
Legal Description	SUMMERFIELD #3 LOT 36
Legal Range	04E
Legal Township	46N
Legal Subdivision	SUMMERFIELD #3
Legal Lot Number	36
Jurisdiction	ST CHARLES MO
Township / Civil Division	HARVESTER
Census Block Group	2
Census Block	2010
Census Tract	311150

Owner

Source: St. Charles County records, as of March 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	830 SUMMER FOREST DR, SAINT CHARLES, MO 63304-2638
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 20, 2019 · Amount on File
Deed Sale	Jun 20, 2019 · Amount on File
Deed Document Number	0007092575
Deed Book / Page	7092 / 575
Record Updated	Jun 8, 2026

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jun 20, 2019
Property Address	830 SUMMER FOREST DR, SAINT CHARLES, MO 63304-2638
Document Number	0070920575
Book / Page	7092 / 0575
Map Reference	MB 20 PG 106
Instrument Date	Jun 17, 2019
Instrument	20190620000304280
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	INVESTORS TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2009 BLOSSOM BAY CT, 2009, SAINT PETERS, MO 63376-1799

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	830 SUMMER FOREST DR, SAINT CHARLES, MO 63304-2638

Mortgage

Document Number	20190620000304290
Date	Jun 20, 2019
Instrument	20190620000304290

Lender

Name	ON Q FINANCIAL INC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,731.00	$45,890 (-4.23%)	$241,528 (-4.23%) Land $55,000 Building $186,528
2023		$47,919
2022			$252,204 Land $45,000 Building $207,204

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 378 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20