830 Shoaf Rd, Covington, TN 38019 Property Records

Tipton County property record for 830 Shoaf Rd, Covington, TN 38019

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,846 sqft · built 1988
Lot Size	2.16 acres (94,090 sqft)
Owner	Individual Name on Record
Last Sale	$112,000 (Jun 2013)
Tax Bill	$794 (2025)
Deeds & Mortgages	Apr 2021 Line of Credit May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`084071 01301`

Property Details

APN / Parcel Number

Primary APN	`084071 01301`
Alternative APN	`071 01301`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,846 sqft Living Area
1st Floor Area	1,846 sqft
Upper Floors Area	1,296 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2002
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	94,090 sqft (2.16 acres)
Terrain	Rolling
Garage Type	Carport
Garage Area	400 sqft
Carport	Carport
Carport Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	544 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	830 SHOAF RD
City	COVINGTON
State	TN
Zip	38019-8052
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	FAR
Legal Description	DISTRICT: 15, COUNTY AREA: A62
Jurisdiction	TIPTON TN
Township / Civil Division	2
Census Block Group	2
Census Block	2010
Census Tract	40900

Owner

Source: Tipton County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	830 SHOAF RD, COVINGTON, TN 38019-8052
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Her Husband

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2021	Deed of Trust, Mortgage · Line of Credit PATRIOT BANK
May 19, 2020	Quit Claim Deed, Transfer REGIONS MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 18, 2013 · Amount on Record
Deed Sale	Jun 18, 2013 · Amount on Record
Prior Sale	Oct 10, 1988
Deed Document Number	2013168172
Deed Book / Page	1593 / 613
Last Transfer Date	May 14, 2020
Transfer Doc	0001844141
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIPTON TN
Property Address	830 SHOAF RD, COVINGTON, TN 38019-8052
Transaction Type	Mortgage
Record Updated	Apr 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	830 SHOAF RD, COVINGTON, TN 38019-8052

Mortgage

Document Number	1895244
Date	Apr 12, 2021
Book Page	1895/244
Instrument	243661

Lender

Name	PATRIOT BANK
Type	Bank
Address	COVINGTON, TN 38019

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	204 Months
Due	Apr 10, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TIPTON TN
Recording Date	May 19, 2020
Property Address	830 SHOAF RD, COVINGTON, TN 38019-8052
Document Number	1844140
Book / Page	001844 / 000140
Instrument Date	May 14, 2020
Instrument	233326
Transaction Type	Transfer
Record Updated	Jul 6, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	830 SHOAF RD COVINGTON TN 380198052, COVINGTON, TN 38019-8052

Mortgage

Document Number	1844142
Date	May 19, 2020
Book Page	001844/000142
Instrument	233327

Lender

Name	REGIONS MTG
Type	Mortgage Company
Address	BIRMINGHAM, AL 35244

Agreement

Amount	Amount Recorded
Term	180 Months
Due	May 18, 2035

Tax Assessment & Valuation

Source: Tipton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Tipton County
Unified School District	Tipton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$794.00 (+6.29%)	$52,200 (-) Land $5,975 Building $46,225
2023		$52,200 Land $5,975 Building $46,225
2022	$747.00
2020			$208,800 Land $23,900 Building $184,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2011)
Most Recent Claim	May 2011 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.3% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Aeneas Communications Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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