830 Scott St, Covington, KY 41011 Property Records

Kenton County property record for 830 Scott St, Covington, KY 41011 · Last verified December 2025

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,201 sqft · built 1875
Lot Size	0.021 acres (950 sqft)
Owner	Individual Name on File
Last Sale	$155,000 (Jun 2018)
Tax Bill	$2,000 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Jun 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`854-23-16-010.31`

Property Details

APN / Parcel Number

Primary APN	`854-23-16-010.31`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,201 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1875
Exterior Material	Brick
Foundation Type	Stone
Lot Area	950 sqft (0.021 acres)
Lot Dimensions	133 ft deep x 92 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	8542316010.31
Street Address	830 SCOTT ST
City	COVINGTON
State	KY
Zip	41011-2446
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	EMERY ROWHOUSE PHASE 2 UNIT 830 950 SF 1ST FLOOR AND 448 SF 2ND FLOOR
Legal Subdivision	EMERY ROWHOUSE CONDOMINIUM
Legal Phase	2
Legal Lot Number	830
Legal Unit	830
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	2
Census Block	2029
Census Tract	67000

Owner

Source: Kenton County records · APN 854-23-16-010.31

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	830 SCOTT ST, COVINGTON, KY 41011-2446
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 01, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SVGS BK
Jun 28, 2018	Warranty Deed, Transfer · Conventional with PMI PLAZA HM MTG

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 28, 2018 · Amount on Record
Deed Sale	Jun 28, 2018 · Amount on Record
Prior Sale	Oct 15, 2009 · Amount on Record
Deed Document Number	0006440301
Deed Book / Page	6440 / 301
Record Updated	Jun 08, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	830 SCOTT ST, COVINGTON, KY 41011-2446
Document Number	0000000095
Instrument Date	Sep 01, 2020
Transaction Type	Mortgage
Record Updated	Oct 07, 2020
Title Company	PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	830 SCOTT ST COVINGTON KY 410112446, COVINGTON, KY 41011-2446

Mortgage

Document Number	0000000095
Date	Sep 10, 2020
Book Page	000M96/000017
Instrument	95

Lender

Name	GUARDIAN SVGS BK
Type	Federal Savings Bank
Address	CINCINNATI, OH 45239

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 09, 2035

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Jun 28, 2018
Property Address	830 SCOTT ST, COVINGTON, KY 41011-2446
Document Number	0000000137
Book / Page	0C6440 / 000301
Instrument Date	Jun 26, 2018
Instrument	137
Transaction Type	Transfer
Record Updated	Jul 16, 2018
Title Company	LAWYERS TITLE/CINCINNATI INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$155.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	830 SCOTT ST COVINGTON KY 410112446, COVINGTON, KY 41011-2446

Mortgage

Document Number	139
Date	Jun 28, 2018
Book Page	0C6440/000304
Instrument	139

Lender

Name	PLAZA HM MTG
Type	Mortgage Company
Address	ITASCA, IL 60143

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 27, 2048

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,000.00 (-0.55%)	$151,000 (-) Building $151,000	$151,000 (-) Building $151,000
2023	$2,011.00 (+0.85%)	$151,000 (-) Building $151,000	$151,000 (-) Building $151,000
2022	$1,994.00	$151,000 Building $151,000	$151,000 Building $151,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211170670002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1978–2025)
Most Recent Claim	Apr 2025, rainfall accumulation, Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims By Storm	Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 656 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cincinnati Bell	Fiber	3,000 / 3,000
Spectrum	Cable	1,000 / 1,000
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: T-Mobile USA, Verizon, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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