830 Ridgefield Rd, Mathews, VA 23109 Property Records

Mathews County property record for 830 Ridgefield Rd, Mathews, VA 23109

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,764 sqft · built 1930
Lot Size	5.55 acres (241,802 sqft)
Owner	Individual Name on Record
Last Sale	$280,000 (Jul 2022)
Tax Bill	$1,691 (2026)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Nov 2021 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`30-A-110`

Property Details

APN / Parcel Number

Primary APN	`30-A-110`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,764 sqft Living Area

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Roof Type	Gable
Roof Material	Asphalt
Lot Area	241,802 sqft (5.55 acres)

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	830 RIDGEFIELD RD
City	MATHEWS
State	VA
Zip	23109-2022
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	5.551 ACRES
Legal Lot Number	110
Jurisdiction	MATHEWS VA
Township / Civil Division	CHESAPEAKE
Census Block Group	1
Census Block	1029
Census Tract	951402

Owner

Source: Mathews County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	830 RIDGEFIELD RD, MATHEWS, VA 23109-2022
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2022	Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Nov 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
May 23, 2018	Deed of Trust, Mortgage · Line of Credit NEWPORT NEWS SHIPBUILDING EMPLOYEES CRED

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 28, 2022 · Amount on Record
Deed Sale	Jul 28, 2022 · Amount on Record
Prior Sale	Oct 3, 2016 · Amount on Record
Deed Document Number	20221218
Record Updated	Sep 20, 2026

July 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MATHEWS VA
Recording Date	Jul 28, 2022
Property Address	830 RIDGEFIELD RD, MATHEWS, VA 23109-2022
Document Number	0220001218
Map Reference	CAB 1 SL 63 HNGR 621
Instrument Date	Jul 15, 2022
Instrument	220001218
Transaction Type	Transfer
Record Updated	Feb 13, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$140.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	830 RIDGEFIELD RD, MATHEWS, VA 23109-2022

Mortgage

Document Number	0220001219
Date	Jul 28, 2022
Instrument	220001219

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MATHEWS VA
Property Address	830 RIDGEFIELD RD, MATHEWS, VA 23109-2022
Transaction Type	Mortgage
Record Updated	Dec 7, 2021
Title Company	SAGE TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	210002143
Date	Nov 23, 2021
Instrument	210002143

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2041

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MATHEWS VA
Property Address	830 RIDGEFIELD RD, MATHEWS, VA 23109-2022
Transaction Type	Mortgage
Record Updated	Jun 1, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	180000618
Date	May 23, 2018
Instrument	180000618

Lender

Name	NEWPORT NEWS SHIPBUILDING EMPLOYEES CRED
Type	Non-Lending Institution
Address	NEWPORT NEWS, VA 23605

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	May 22, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Mathews County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Mathews County
Unified School District	Mathews County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,691.00	$272,800 (-) Land $44,100 Building $228,700
2025	$1,691.00 (+10.74%)
2023	$1,527.00	$272,800 Land $44,100 Building $228,700	$272,800 Land $44,100 Building $228,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 29, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 203 policies
Nearby Flood Policies	203 in force
Nearby Flood Claims	33 (1998–2022)
Most Recent Claim	Oct 2022 · tidal / storm surge
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 5 claims Hurricane Isabel, Sep 2003 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 59% of Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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