830 Richards Rd, Toledo, OH 43607 Property Records

Lucas County property record for 830 Richards Rd, Toledo, OH 43607

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,888 sqft · built 2006
Lot Size	0.188 acres (8,200 sqft)
Owner	2 Individual Names on File
Last Sale	$192,000 (Jun 2026)
Tax Bill	$2,270 (2024)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jul 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-51261`

Property Details

APN / Parcel Number

Primary APN	`20-51261`
Alternative APN	`05443032`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Building Area	1,888 sqft Living Area
Gross Area	2,152 sqft
1st Floor Area	944 sqft
2nd Floor Area	944 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Bi-Level
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Lot Area	8,200 sqft (0.188 acres)
Lot Dimensions	122 ft deep x 67 ft wide
View / Lot	Secondary
Garage Type	Attached
Garage Area	264 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	42 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	830 RICHARDS RD
City	TOLEDO
State	OH
Zip	43607-2263
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	10-RS6
Legal Description	MOUNT VERNON LOT 399 & N 22 FT 398
Legal Subdivision	MOUNT VERNON
Legal Tract	74
Legal Lot Number	399
Jurisdiction	LUCAS OH
Township / Civil Division	TOLEDO
Census Block Group	1
Census Block	1010
Census Tract	7402

Owner

830 Richards Rd is owned and occupied by two individuals who bought it in June 2026.

Source: Lucas County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	830 RICHARDS RD, TOLEDO, OH 43607-2263
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2026	Warranty Deed, Transfer · FHA Mortgage TRUST COMPANY
Jul 12, 2022	Survivorship Deed, Transfer · FHA Mortgage AMERIFIRST FINANCIAL CORP
Mar 30, 2022	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 18, 2026 · Amount on File
Deed Sale	Jun 18, 2026 · Amount on File
Prior Sale	Jul 12, 2022 · Amount on File
Deed Document Number	202623796
Prior Transfer Date	Mar 30, 2022
Prior Transfer Doc	0000014682
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUCAS OH
Recording Date	Jun 18, 2026
Property Address	830 RICHARDS RD, TOLEDO, OH 43607-2263
Document Number	0000023796
Instrument Date	Jun 9, 2026
Instrument	202623796
Transaction Type	Transfer
Record Updated	Sep 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$77,568.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	830 RICHARDS RD, TOLEDO, OH 43607-2263

Mortgage

Document Number	0000023797,
Date	Jun 18, 2026
Instrument	202623797

Lender

Name	TRUST COMPANY

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Max Rate	-1%

Mortgage

Document Number	0000023798,
Date	Jun 18, 2026
Instrument	202623798

Lender

Name	OHIO HOUSING FINANCE AGENCY

Agreement

Amount	Amount on Record

Interest

Max Rate	-1%

July 2022: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	LUCAS OH
Recording Date	Jul 12, 2022
Property Address	830 RICHARDS RD, TOLEDO, OH 43607-2263
Document Number	0000031041
Map Reference	VOL 38 PG 21
Instrument Date	Jul 7, 2022
Instrument	202207120031041
Transaction Type	Transfer
Record Updated	Nov 25, 2025

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	830 RICHARDS RD, TOLEDO, OH 43607-2263
Investor	Possibly a Property Investor

Mortgage

Document Number	0000031042
Date	Jul 12, 2022
Instrument	202207120031042

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

Mortgage

Document Number	0000031043
Date	Jul 12, 2022
Instrument	202207120031043

Lender

Name	OHIO HOUSING FINANCE AGENCY
Type	Government Agency
Address	COLUMBUS, OH 43215

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

March 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LUCAS OH
Recording Date	Mar 30, 2022
Property Address	830 RICHARDS RD, TOLEDO, OH 43607-2263
Document Number	0000014682
Instrument Date	Mar 30, 2022
Instrument	202203300014682
Transaction Type	Transfer
Record Updated	Nov 25, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 351583, TOLEDO, OH 43635-1583

Tax Assessment & Valuation

Source: Lucas County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lucas County
Municipality	Toledo City
Unified School District	Toledo City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$39,095 (-) Land $4,445 Building $34,650	$111,700 (-) Land $12,700 Building $99,000
2024	$2,270.00 (-21.89%)	$39,095 (-0.62%) Land $4,445 Building $34,650	$111,700 Land $12,700 Building $99,000
2023	$2,906.00 (+1.43%)	$39,340 (-) Land $4,480 Building $34,860
2022	$2,865.00 Homeowner's exemption	$39,340 Land $4,480 Building $34,860
2021			$112,400 Land $12,800 Building $99,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 830 Richards Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 830 Richards Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TOLEDO serves 360,000 people · EPA ID OH4801411
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Mar 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Buckeye Cablesystem Cable · Fiber in parts of the area	1,000 / 20
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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