San Joaquin County property record for 830 O St, Lathrop, CA 95330
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,403 sqft · built 1971 |
| Lot Size | 0.239 acres (10,404 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $220,000 (Dec 2022) |
| Tax Bill | $5,107 (2026) |
| Deeds & Mortgages | Apr 2026 Mortgage Nov 2025 Mortgage + 1 more |
| Flood Zone | Zone X (reduced by levee) |
| APN | 196-320-160-000 |
| Primary APN | 196-320-160-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,403 sqft Living Area |
| 1st Floor Area | 1,403 sqft |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Lot Area | 10,404 sqft (0.239 acres) |
| Cooling System | None |
|---|
| Old Parcel Number | 196-320-16 |
|---|---|
| Street Address | 830 O ST |
| City | LATHROP |
| State | CA |
| Zip | 95330-9503 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LATVIH2 TRACT 739 LOT 26 |
| Legal Subdivision | LATHROP VILLAGE HOMES 02 |
| Legal Tract | 739 |
| Legal Block | 1 |
| Legal Lot Number | 26 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | MANTECA |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 5130 |
Source: San Joaquin County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 663, LATHROP, CA 95330-0663 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Apr 17, 2026 | Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Nov 13, 2025 | Deed of Trust, Mortgage · Conventional Mortgage EQUITY TRUST COMPANY CUSTODIAN |
| Dec 30, 2022 | Grant Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL NETWORK INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 30, 2022 · Amount on Record |
| Deed Sale | Dec 30, 2022 · Amount on Record |
| Prior Sale | Feb 20, 2004 · Amount on Record |
| Deed Document Number | 2022145835 |
| Prior Transfer Date | Dec 28, 2022 |
| Prior Transfer Doc | 0000145835 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Apr 17, 2026 |
| Property Address | 830 O ST, LATHROP, CA 95330-9503 |
| Document Number | 0000034979 |
| Instrument Date | Apr 13, 2026 |
| Instrument | 202634979 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Community Property, 149 |
| Address | 830 O ST, LATHROP, CA 95330-9503 |
| Investor | Possibly a Property Investor |
| Document Number | 0000034979, |
|---|---|
| Date | Apr 17, 2026 |
| Instrument | 202634979 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 830 O ST, LATHROP, CA 95330-9503 |
| Transaction Type | Mortgage |
| Record Updated | Nov 27, 2025 |
| Title Company | WFG TITLE COMPANY/CA, WFG TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 830 O ST, LATHROP, CA 95330-9503 |
| Document Number | 0000098527 |
|---|---|
| Date | Nov 13, 2025 |
| Instrument | 2025-098527 |
| Name | EQUITY TRUST COMPANY CUSTODIAN |
|---|---|
| Type | Non-Lending Institution |
| Address | PLEASANTON, CA 94588 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Dec 1, 2035 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Dec 30, 2022 |
| Property Address | 830 O ST, LATHROP, CA 95330-9503 |
| Document Number | 0000145835 |
| Map Reference | VOL 17 PG 83 |
| Instrument Date | Dec 28, 2022 |
| Instrument | 2022-145835 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2023 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | PO BOX 663, LATHROP, CA 95330-0663 |
| Document Number | 0000145836 |
|---|---|
| Date | Dec 30, 2022 |
| Instrument | 2022-145836 |
| Name | AMERICAN FINANCIAL NETWORK INC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2053 |
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Lathrop City |
| Unified School District | Manteca Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,107.00 (-4.79%) | ||
| 2025 | $5,364.00 (-2.9%) Homeowner's exemption | $454,000 (+239.74%) Land $135,000 Building $319,000 | |
| 2023 | $5,524.00 (+208.43%) Homeowner's exemption | $133,632 Land $64,379 Building $69,253 | $195,570 |
| 2022 | $1,791.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.4% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LATHROP serves 38,596 people · EPA ID CA3910015 |
|---|---|
| Water Source | Purchased surface water from SOUTH SAN JOAQUIN IRRIGATION DISTRICT |
| Last State Inspection | Dec 2024 |
| Also Mapped Here | SAN JOAQUIN COUNTY-MOKELUMNE ACRES |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 546 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Ayera Technologies, Frontier, Matrix Broadband, unWired Broadband, Verizon.
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