830 Narrow Gap Rd, Paint Lick, KY 40461 Property Records

Garrard County property record for 830 Narrow Gap Rd, Paint Lick, KY 40461

Property Summary

Property Type	Rural Home
Details	2 bd · 2 ba · built 2005
Lot Size	4.65 acres (202,946 sqft)
Owner	2 Individual Names on Record
Tax Bill	$875 (2025)
Deeds & Mortgages	Oct 2005 Line of Credit Jun 2007 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`66-01`

Property Details

APN / Parcel Number

Primary APN	`66-01`
Alternative APN	`7877`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	2 Stories

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Brick Veneer
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	202,946 sqft (4.65 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	7877
Street Address	830 NARROW GAP RD
City	PAINT LICK
State	KY
Zip	40461-8330
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	TRS 3 4.659 AC
Legal Tract	3
Jurisdiction	GARRARD KY
Township / Civil Division	PAINT LICK
Census Block Group	3
Census Block	3010
Census Tract	970400

Owner

Source: Garrard County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	830 NARROW GAP RD, PAINT LICK, KY 40461-8330
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2005	Deed of Trust, Mortgage · Line of Credit US BANK NA ND
Jun 14, 2007	Deed of Trust, Mortgage · Line of Credit US BANK NA ND
Jun 4, 2008	Deed of Trust, Mortgage · Line of Credit US BANK NA ND

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

October 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARRARD KY
Property Address	830 NARROW GAP RD, PAINT LICK, KY 40461-8330
Transaction Type	Mortgage
Record Updated	May 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M250/530
Date	Oct 18, 2005
Book Page	M250/530
Instrument	67724

Lender

Name	US BANK NA ND
Address	FARGO, ND 58103

Agreement

Type	Line of Credit
Amount	Amount Recorded

June 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARRARD KY
Property Address	830 NARROW GAP RD, PAINT LICK, KY 40461-8330
Transaction Type	Mortgage
Record Updated	May 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M274/275
Date	Jun 14, 2007
Book Page	M274/275
Instrument	89474

Lender

Name	US BANK NA ND
Address	FARGO, ND 58103

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	May 29, 2037

June 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARRARD KY
Property Address	830 NARROW GAP RD, PAINT LICK, KY 40461-8330
Transaction Type	Mortgage
Record Updated	May 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M284/164
Date	Jun 4, 2008
Book Page	M284/164
Instrument	95374

Lender

Name	US BANK NA ND
Address	FARGO, ND 58103

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Apr 30, 2038

Tax Assessment & Valuation

Source: Garrard County assessment roll, as of May 5, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Garrard County
Unified School District	Garrard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$150,000 (+11.11%)	$213,000 (+57.78%) Land $211,000 Building $2,000
2025	$875.00 (-3.63%) Homeowner's exemption	$135,000 (-) Land $2,000 Building $133,000	$135,000 (-) Land $2,000 Building $133,000
2024	$908.00 (-2.78%) Homeowner's exemption	$135,000 (-) Land $2,000 Building $133,000	$135,000 (-) Land $2,000 Building $133,000
2023	$934.00 (-7.06%) Homeowner's exemption	$135,000 (-) Land $2,000 Building $133,000	$135,000 (-) Land $2,000 Building $133,000
2022	$1,005.00 Homeowner's exemption	$135,000 Land $2,000 Building $133,000	$135,000 Land $2,000 Building $133,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 73% of Kentucky
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARRARD CO WATER ASSOC INC private · serves 14,806 people · EPA ID KY0400151
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	10 / 1

Cell Coverage

5G and 4G LTE (outdoors only)

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