830 N 40th Ave W, Duluth, MN 55807 Property Records

St. Louis County property record for 830 N 40th Ave W, Duluth, MN 55807

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 594 sqft · built 1917
Lot Size	0.211 acres (9,224 sqft)
Owner	Individual Name on Record
Last Sale	$160,000 (Nov 2022)
Tax Bill	$1,634 (2026)
Deeds & Mortgages	Nov 2022 Mortgage Nov 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`010-3240-00900`

Property Details

APN / Parcel Number

Primary APN	`010-3240-00900`
Alternative APNs	`1029904` `1140046`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	594 sqft Gross Area
1st Floor Area	594 sqft

Exterior

Year Built	Built 1917
Effective Year Built	Effective 1917
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Type	Hip
Lot Area	9,224 sqft (0.211 acres)
Garage Type	Detached
Garage Area	216 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Open Porch
Porch Area	48 sqft
Storage Building	80 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1140046
Street Address	830 N 40TH AVE W
City	DULUTH
State	MN
Zip	55807-1647
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 9 THRU 12 AND NLY 33 FT OF LOTS 13THRU 16 SERIAL #
Legal Subdivision	MERRITT PARK ADDITION
Legal Block	8
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	1
Census Block	1000
Census Tract	15800

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	830 N 40TH AVE W, DULUTH, MN 55807-1647
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2022	Deed of Trust, Mortgage · Stand-Alone First Mortgage US BANK NA
Nov 9, 2022	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
Mar 28, 2022	Special Warranty Deed, Transfer
Jan 16, 2020	Court-Ordered Deed, Foreclosure METRO LEGAL SERVICES, METRO LEGAL SVCS
Sep 6, 2017	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 9, 2022 · Amount on Record
Deed Sale	Nov 9, 2022 · Amount on Record
Prior Sale	Mar 28, 2022 · Amount on Record
Deed Document Number	20221063319
Record Updated	Sep 20, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	830 N 40TH AVE W, DULUTH, MN 55807-1647
Transaction Type	Mortgage
Record Updated	Oct 2, 2023
Title Company	NORTH SHORE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001063321
Date	Nov 9, 2022
Instrument	1063321

Lender

Name	US BANK NA
Type	Bank
Address	HOPKINS, MN 55343

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Nov 9, 2022
Property Address	830 N 40TH AVE W, DULUTH, MN 55807-1647
Document Number	0001063319
Instrument Date	Nov 4, 2022
Instrument	1063319
Transaction Type	Transfer
Record Updated	Jan 19, 2023
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$528.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	830 N 40TH AVE W, DULUTH, MN 55807-1647

Mortgage

Document Number	0001063320
Date	Nov 9, 2022
Instrument	1063320

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

March 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Mar 28, 2022
Property Address	830 N 40TH AVE W, DULUTH, MN 55807-1647
Document Number	0001054850
Instrument Date	Mar 17, 2022
Instrument	1054850
Transaction Type	Transfer
Record Updated	Jan 19, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	810 VERMONT AVE NW, WASHINGTON, DC 20420-0001

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5836 SAINT LOUIS RIVER RD, DULUTH, MN 55810-9537
Investor	Possibly a Property Investor

January 2020: Court-Ordered Deed, Foreclosure

Document Type	Court-Ordered Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jan 16, 2020
Property Address	830 N 40TH AVE W, DULUTH, MN 55807-1647
Document Number	00T1019675
Instrument Date	Jan 16, 2020
Instrument	T1019675
Transaction Type	Foreclosure
Record Updated	Feb 13, 2020
Title Company	METRO LEGAL SERVICES, METRO LEGAL SVCS

Transaction

Amount	Amount Recorded
Tax	$218.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	635 WOODWARD AVE DETROIT MI 482263408, DETROIT, MI 48226-3408

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	830 N 40TH AVE W, DULUTH, MN 55807-1647
Document Number	000T991689
Instrument Date	Sep 6, 2017
Transaction Type	Mortgage
Record Updated	Nov 15, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	830 N 40TH AVE W DULUTH MN 558071647, DULUTH, MN 55807-1647

Mortgage

Document Number	000T991689
Date	Nov 2, 2017
Instrument	T991689

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,634.00 (-0.73%) Homeowner's exemption
2025	$1,646.00 (+0.61%) Homeowner's exemption	$157,500 (+6.2%) Land $23,700 Building $133,800	$157,500 (+6.2%) Land $23,700 Building $133,800
2024	$1,636.00	$148,300 (+54.16%) Land $25,400 Building $122,900	$148,300 (+54.16%) Land $25,400 Building $122,900
2022		$96,200 Land $26,100 Building $70,100	$96,200 Land $26,100 Building $70,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (2012)
Most Recent Claim	Jun 2012 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2012 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 86% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Airfiber.

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