830 Laurel Creek Rd, Todd, NC 28684 Property Records

Ashe County property record for 830 Laurel Creek Rd, Todd, NC 28684

Property Summary

Property Type	Single Family Home
Details	1,536 sqft · built 1991
Lot Size	1.04 acres (45,477 sqft)
Owner	Individual Name on File
Last Sale	$195,000 (Jun 2018)
Tax Bill	$1,434 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Jun 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13159-045`

Property Details

APN / Parcel Number

Primary APN	`13159-045`
Alternative APN	`102812`

Interior

Plumbing Fixtures	8 Plumbing Fixtures
Building Area	1,536 sqft Heated Area

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Conventional
Lot Area	45,477 sqft (1.04 acres)

Location & Zoning

Account Number	102812
Street Address	830 LAUREL CREEK RD
City	TODD
State	NC
Zip	28684-9459
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1.044 A RT 1208 FROM MICHAEL K & FREDA R GOODM
Jurisdiction	ASHE NC
Township / Civil Division	OLD FIELDS
Census Block Group	2
Census Block	2011
Census Tract	970701

Owner

Source: Ashe County records · APN 13159-045

Assessment roll updated May 14, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	830 LAUREL CREEK RD, TODD, NC 28684-9459
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage NORTHPOINTE BANK
Jun 29, 2018	Warranty Deed, Transfer FIDELITY BANK & TRUST

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 29, 2018 · Amount on Record
Deed Sale	Jun 29, 2018 · Amount on Record
Deed Document Number	20182879
Deed Book / Page	492 / 841
Prior Transfer Date	May 25, 2007
Prior Transfer Doc	00366/1101
Record Updated	Jun 08, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHE NC
Property Address	830 LAUREL CREEK RD, TODD, NC 28684-9459
Transaction Type	Mortgage
Record Updated	Aug 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000513/268
Date	Jun 12, 2020
Book Page	513/268
Instrument	2600

Lender

Name	NORTHPOINTE BANK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2050

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHE NC
Recording Date	Jun 29, 2018
Property Address	830 LAUREL CREEK RD, TODD, NC 28684-9459
Document Number	000492/841
Book / Page	492 / 841
Instrument Date	Jun 27, 2018
Instrument	000000002879
Transaction Type	Transfer
Record Updated	Aug 22, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	830 LAUREL CREEK RD, TODD, NC 28684-9459

Mortgage

Document Number	0000000492/0000000845
Date	Jun 29, 2018
Book Page	0000000492/0000000845
Instrument	000000002880

Lender

Name	FIDELITY BANK & TRUST
Type	Bank

Agreement

Amount	Amount Recorded
Term	355 Months
Due	Jan 01, 2048

Tax Assessment & Valuation

Source: Ashe County records · Assessment roll updated May 14, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Ashe County
Unified School District	Ashe County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,434.00 (+4.14%)	$284,600 (-) Land $36,500 Building $248,100	$284,600 (-) Land $36,500 Building $248,100
2023	$1,377.00 (+20.58%)	$284,600 (+57.67%) Land $36,500 Building $248,100	$284,600 (+57.67%) Land $36,500 Building $248,100
2022	$1,142.00	$180,500 Land $35,000 Building $145,500	$180,500 Land $35,000 Building $145,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 2, 2017 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Loretto Telephone Company Fiber	2,000 / 2,000

Based on FCC filings for 13 locations within half a mile of this property.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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