Berrien County property record for 830 Lafayette Dr, Benton Harbor, MI 49022
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,040 sqft · built 1959 |
| Lot Size | 0.136 acres (5,924 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $10,026 (Dec 2012) |
| Tax Bill | $1,103 (2025) |
| Deeds & Mortgages | Mar 2018 Mortgage Jun 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-6840-0024-00-9 |
| Primary APN | 03-6840-0024-00-9 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 1,040 sqft Living Area |
| 1st Floor Area | 1,040 sqft |
| Basement Area | 1,040 sqft |
| Unfinished Basement | 1,040 sqft |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Architectural Style | Raised Ranch |
| Lot Area | 5,924 sqft (0.136 acres) |
| Lot Dimensions | 117 ft deep x 50.6 ft wide |
| Garage Area | 572 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 830 LAFAYETTE DR |
|---|---|
| City | BENTON HARBOR |
| State | MI |
| Zip | 49022-2817 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A2 SING FA |
| Legal Description | LOT 24 RIDGEWOOD |
| Legal Subdivision | RIDGEWOOD |
| Legal Lot Number | 24 |
| Legal Unit | 24 |
| Jurisdiction | BERRIEN MI |
| Township / Civil Division | BENTON |
| Census Block Group | 2 |
| Census Block | 2040 |
| Census Tract | 2500 |
Source: Berrien County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 830 LAFAYETTE DR, BENTON HARBOR, MI 49022-2817 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 22, 2018 | Deed of Trust, Mortgage · Commercial Mortgage CHEMICAL BANK |
| Jun 14, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage UNITED FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 19, 2012 · Amount on Record |
| Deed Sale | Dec 19, 2012 · Amount on Record |
| Prior Sale | Jun 2, 2010 · Amount on Record |
| Deed Book / Page | 3019 / 2658 |
| Last Transfer Date | May 26, 2021 |
| Transfer Doc | 03331/1932 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 830 LAFAYETTE DR, BENTON HARBOR, MI 49022-2817 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2023 |
| Name | Verified Name |
|---|
| Document Number | 03200/3252 |
|---|---|
| Date | Mar 22, 2018 |
| Book Page | 3200/3252 |
| Name | CHEMICAL BANK |
|---|---|
| Type | Bank |
| Address | MIDLAND, MI 48640 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Jun 14, 2021 |
| Property Address | 830 LAFAYETTE DR, BENTON HARBOR, MI 49022-2817 |
| Document Number | 03331/1932 |
| Book / Page | 3331 / 1932 |
| Map Reference | VOL 6 PG 20 |
| Instrument Date | May 26, 2021 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2023 |
| Title Company | CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 830 LAFAYETTE DR, BENTON HARBOR, MI 49022-2817 |
| Document Number | 0033311934 |
|---|---|
| Date | Jun 14, 2021 |
| Instrument | 3331/1934 |
| Name | UNITED FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2051 |
Source: Berrien County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Berrien County |
| County Subdivision | Benton Charter Township |
| Unified School District | Benton Harbor Area Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $73,100 (+6.87%) | $146,200 (+6.87%) | |
| 2025 | $1,103.00 (+3.08%) Homeowner's exemption | $68,400 (+59.44%) | $136,800 (+59.44%) |
| 2024 | $1,070.00 (+10.31%) | ||
| 2023 | $42,900 | $85,800 | |
| 2022 | $970.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 6 (1980–2019) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | Sep 2019 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BENTON CHARTER TOWNSHIP serves 6,768 people · EPA ID MI0000605 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2022 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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