830 J St, Penrose, CO 81240 Property Records

Fremont County property record for 830 J St, Penrose, CO 81240

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,450 sqft · built 2018
Lot Size4.5 acres (196,020 sqft)
Owner2 Individual Names on File
Tax Bill$2,211 (2025)
Deeds & MortgagesAug 2021 Mortgage
Nov 2025 Sale & Mortgage
+ 5 more
Flood ZoneZone X (minimal risk)
APNR039062

Property Details

APN / Parcel Number

Primary APNR039062
Alternative APN
  • 99925048

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,450 sqft Living Area
Gross Area2,026 sqft
1st Floor Area1,450 sqft
FlooringConcrete/Cement
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialOther
Lot Area196,020 sqft (4.5 acres)
Garage TypeAttached
Garage Area576 sqft
Parking Spaces2 Parking Spaces
Shed1 Shed
Shed Area80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Account NumberR039062
Street Address830 J ST
CityPENROSE
StateCO
Zip81240-9724
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 2 MC ENDREE SUB REF FROM 690-00-400
Legal SubdivisionMC ENDREE SUB
Legal Lot Number2
JurisdictionFREMONT CO
Township / Civil DivisionPENROSE-PORTLAND
Census Block Group2
Census Block2057
Census Tract978100

Owner

830 J St is owned and occupied by two individuals.

Source: Fremont County records, as of August 12, 2026

Owner of Record2 Individual Names on File
Mailing Address830 J ST, PENROSE, CO 81240-9724
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 16, 2021Deed of Trust, Mortgage · Conventional Mortgage
ENT CU
Nov 3, 2025Special Warranty Deed, Transfer · Conventional Mortgage
ENT CU
Nov 20, 2023Special Warranty Deed, Transfer
EMPIRE TITLE/COMPANY SPRINGS LLC, EMPIRE TITLE CO SPRINGS LLC
May 1, 2019Deed of Trust, Mortgage · Conventional Mortgage
HIGH COUNTRY BANK
Mar 12, 2019Loan Modification, Mortgage
HIGH CNTRY BK
Dec 13, 2018Trustee's Deed, Construction Loan · Line of Credit
HIGH CNTRY BK
Sep 5, 2017Warranty Deed, Transfer
FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSURA

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREMONT CO
Property Address830 J ST, PENROSE, CO 81240-9724
Transaction TypeMortgage
Record UpdatedApr 2, 2026
Title CompanyHILLSBOROUGH TITLE INC, HTC

Transferred To (Grantee/Buyer)

NameVerified Name
Address830 J ST, PENROSE, CO 81240-9724

Mortgage

Document Number0001005336
DateAug 16, 2021
Instrument1005336
Lender
NameENT CU
TypeCredit Union
AddressCOLORADO SPRINGS, CO 80920
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2051

November 2025: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionFREMONT CO
Recording DateNov 3, 2025
Property Address830 J ST, PENROSE, CO 81240-9724
Document Number0001050332
Instrument DateOct 31, 2025
Instrument1050332
Transaction TypeTransfer
Record UpdatedApr 2, 2026
Title CompanySTEWART TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$52.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address830 J ST, PENROSE, CO 81240-9724

Mortgage

Document Number0001050333
DateNov 3, 2025
Instrument1050333
Lender
NameENT CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueNov 1, 2055

November 2023: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionFREMONT CO
Recording DateNov 20, 2023
Property Address830 J ST, PENROSE, CO 81240-9724
Document Number0001032297
Instrument DateNov 20, 2023
Instrument1032297
Transaction TypeTransfer
Record UpdatedMar 30, 2026
Title CompanyEMPIRE TITLE/COMPANY SPRINGS LLC, EMPIRE TITLE CO SPRINGS LLC

Transaction

AmountAmount on Record
Tax$50.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address205 CUNNINGHAM RD, DENTON, TX 76208-4123

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREMONT CO
Property Address830 J ST, PENROSE, CO 81240-9724
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000973209
DateMay 1, 2019
Instrument973209
Lender
NameHIGH COUNTRY BANK
TypeBank
AddressSALIDA, CO 81201
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMay 1, 2049

March 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionFREMONT CO
Property Address830 J ST, PENROSE, CO 81240-9724
Document Number0000971844
Instrument DateMar 12, 2019
Transaction TypeMortgage
Record UpdatedApr 3, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address103 E CIRCLE DR BROOKSIDE CO 81212, BROOKSIDE, CO 81212

Mortgage

Document Number0000971844
DateMar 21, 2019
Instrument971844
Lender
NameHIGH CNTRY BK
TypeBank
AddressSALIDA, CO 81201
Agreement
AmountAmount on Record

December 2018: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionFREMONT CO
Recording DateDec 13, 2018
Property Address830 J ST, PENROSE, CO 81240-9724
Instrument DateDec 11, 2018
Instrument968825
Transaction TypeConstruction Loan
Record UpdatedJan 2, 2019

Transferred To (Grantee/Buyer)

NameVerified Name
Address103 E CIRCLE DR BROOKSIDE CO 81212, BROOKSIDE, CO 81212

Mortgage

Document Number0000968825
DateDec 13, 2018
Instrument968825
Lender
NameHIGH CNTRY BK
TypeBank
AddressSALIDA, CO 81201
Agreement
TypeLine of Credit
AmountAmount on Record
Term12 Months
DueDec 12, 2019
Interest
Rate TypeAdjustable Rate

September 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFREMONT CO
Recording DateSep 5, 2017
Property Address830 J ST, PENROSE, CO 81240-9724
Document Number0000953811
Instrument DateAug 31, 2017
Instrument953811
Transaction TypeTransfer
Record UpdatedSep 28, 2017
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSURA

Transaction

AmountAmount on Record
Tax$8.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address909 K ST PENROSE CO 812409603, PENROSE, CO 81240-9603

Tax Assessment & Valuation

The 2025 property tax bill for 830 J St was $2,211, up 9.6% from the year before.

Source: Fremont County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateColorado
CountyFremont County
Unified School DistrictFremont RE-2 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,211.00 (+9.62%)$29,709 (-5.99%)$475,338
2024$2,017.00 (+6.95%)$31,603 (+21.41%)
2023$1,886.00 (+2.44%)$26,030 (+3.05%)$471,683 (+29.78%)
2022$1,841.00$25,260$363,439

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 830 J St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 830 J St is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · above 41% of Colorado
Wildfire Likelihood0.1% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPENROSE WD
serves 3,149 people · EPA ID CO0122700
Water SourceSurface water
Last State InspectionJan 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jul 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
SECOM
Fixed Wireless · Fiber in parts of the area
300 / 50
Verizon
Fixed Wireless
300 / 20

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