830 Hunter Dr, Lancaster, KY 40444 Property Records

Garrard County property record for 830 Hunter Dr, Lancaster, KY 40444

Property Summary

Property Type	Single Family Home
Details	built 2024
Lot Size	1.15 acres (50,187 sqft)
Owner	Individual Name on Record
Tax Bill	$4,734 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Oct 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03C-01-009`

Property Details

APN / Parcel Number

Primary APN	`03C-01-009`
Alternative APN	`22025`

Interior

Stories	1 Story

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Lot Area	50,187 sqft (1.15 acres)

Location & Zoning

Account Number	22025
Street Address	830 HUNTER DR
City	LANCASTER
State	KY
Zip	40444-8065
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE & LOT 13
Legal Subdivision	WOODLAWN EST
Legal Lot Number	13
Jurisdiction	GARRARD KY
Township / Civil Division	BRYANTSVILLE
Census Block Group	2
Census Block	2037
Census Tract	970101

Owner

Source: Garrard County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2016 HARRIS WAY, RUSSELL, KY 41169-1760
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2025	Deed of Trust, Mortgage · Line of Credit DESCO FCU
Oct 22, 2025	Deed of Trust, Mortgage · Conventional Mortgage DESCO FCU
Jun 3, 2020	Deed, Transfer
Apr 24, 2014	Trustee's Deed, Foreclosure Foreclosure Auction

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 24, 2014
Deed Sale	Apr 24, 2014
Deed Document Number	2014120396
Deed Book / Page	274 / 504
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARRARD KY
Property Address	830 HUNTER DR, LANCASTER, KY 40444-8065
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M466/531
Date	Dec 19, 2025
Book Page	M466/531
Instrument	202516

Lender

Name	DESCO FCU
Type	Credit Union
Address	PORTSMOUTH, OH 45662

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	59 Months
Due	Nov 17, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARRARD KY
Property Address	830 HUNTER DR, LANCASTER, KY 40444-8065
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	830 HUNTER DR, LANCASTER, KY 40444-8065

Mortgage

Document Number	00M464/267
Date	Oct 22, 2025
Book Page	M464/267
Instrument	200655

Lender

Name	DESCO FCU
Type	Credit Union
Address	PORTSMOUTH, OH 45662

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Type Change Date	Oct 1, 2028
Change Frequency	Annually
Min Rate At Change	3.37%
Max Rate At Change	7.37%
Index	1-Year CMT
Max Rate	10.3%

June 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	GARRARD KY
Recording Date	Jun 3, 2020
Property Address	830 HUNTER DR, LANCASTER, KY 40444-8065
Document Number	00D303/380
Book / Page	D303 / 380
Map Reference	DB 274 PG 504
Instrument Date	May 29, 2020
Instrument	157311
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Tax	$35.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12720 SOARING EAGLE LN, PLAINVIEW, IL 62685-6617

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2016 HARRIS WAY, RUSSELL, KY 41169-1760

April 2014: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	GARRARD KY
Recording Date	Apr 24, 2014
Property Address	830 HUNTER DR, LANCASTER, KY 40444-8065
Document Number	000274/504
Book / Page	274 / 504
Instrument	120396
Transaction Type	Foreclosure
Record Updated	Jun 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12720 SOARING EAGLE LN, PLAINVIEW, IL 62685-6617

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12720 SOARING EAGLE LN, PLAINVIEW, IL 62685-6617

Tax Assessment & Valuation

Source: Garrard County assessment roll, as of May 5, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Garrard County
Unified School District	Garrard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$460,000 (-) Land $85,000 Building $375,000	$460,000 (-) Land $85,000 Building $375,000
2025	$4,734.00 (+663.55%)	$460,000 (+666.67%) Land $85,000 Building $375,000	$460,000 (+666.67%) Land $85,000 Building $375,000
2024	$620.00 (-2.82%)	$60,000 (-) Land $60,000	$60,000 (-) Land $60,000
2023	$638.00 (+69.68%)	$60,000 (+71.43%) Land $60,000	$60,000 (+71.43%) Land $60,000
2022	$376.00	$35,000 Land $35,000	$35,000 Land $35,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	11 (2021–2025)
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 4 claims Severe Storms, Straight-line Winds, Flooding, And Landslides, Feb 2025 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARRARD CO WATER ASSOC INC private · serves 14,806 people · EPA ID KY0400151
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Hunter Dr

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