830 Higgins Br Rd, Mars Hill, NC 28754 Property Records

Madison County property record for 830 Higgins Br Rd, Mars Hill, NC 28754

Property Summary

Property Type	Single Family Home
Details	1 ba · 624 sqft · built 1925
Lot Size	2.77 acres (120,661 sqft)
Owner	Individual Name on Record
Last Sale	$150,000 (Nov 2017)
Tax Bill	$652 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit Feb 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`9758-12-7826`

Property Details

APN / Parcel Number

Primary APN	`9758-12-7826`
Alternative APNs	`9758127826 0005194` `5194`

Interior

Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	624 sqft Heated Area
1st Floor Area	624 sqft
Flooring	Vinyl/Resilient
Interior Walls	Paneling

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1960
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	120,661 sqft (2.77 acres)

Exterior Amenities

Porch	Patio
Deck Area	200 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	830 HIGGINS BRANCH RD
City	MARS HILL
State	NC
Zip	28754-6769
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-A
Legal Subdivision	SURVEY FOR WANDA BAILEY
Legal Block	12
Jurisdiction	MADISON NC
Township / Civil Division	4, BEECH GLENN
Census Block Group	1
Census Block	1031
Census Tract	10700

Owner

Source: Madison County records, as of April 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	830 HIGGINS BRANCH RD, MARS HILL, NC 28754-6769
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2023	Deed of Trust, Mortgage · Line of Credit LOCAL GOVERNMENT FCU
Feb 22, 2022	Deed of Trust, Mortgage · Conventional Mortgage ALCOVA MORTGAGE LLC
Nov 2, 2017	Warranty Deed, Transfer · Conventional Mortgage AMERICAN SECURITY MORTGAGE CORP
Sep 25, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 2, 2017 · Amount on Record
Deed Sale	Nov 2, 2017 · Amount on Record
Prior Sale	Dec 2, 2016 · Amount on Record
Deed Book / Page	640 / 125
Prior Transfer Date	Oct 18, 2013
Prior Transfer Doc	0562000253
Record Updated	Jun 8, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON NC
Property Address	830 HIGGINS BRANCH RD, MARS HILL, NC 28754-6769
Transaction Type	Mortgage
Record Updated	Oct 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007800356
Date	Sep 18, 2023
Book Page	780/356
Instrument	352260

Lender

Name	LOCAL GOVERNMENT FCU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON NC
Property Address	830 HIGGINS BRANCH RD, MARS HILL, NC 28754-6769
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007430665
Date	Feb 22, 2022
Book Page	743/665
Instrument	345599

Lender

Name	ALCOVA MORTGAGE LLC
Type	Mortgage Company
Address	ROANOKE, VA 24011

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON NC
Recording Date	Nov 2, 2017
Property Address	830 HIGGINS BRANCH RD, MARS HILL, NC 28754-6769
Document Number	0006400125
Book / Page	640 / 125
Map Reference	MB 188 PG 754
Instrument Date	Nov 1, 2017
Transaction Type	Transfer
Record Updated	Mar 8, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$300.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	676 TAMARACK DR, UNION CITY, CA 94587-1437

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	830 HIGGINS BRANCH RD, MARS HILL, NC 28754-6769

Mortgage

Document Number	0000327176
Date	Nov 2, 2017
Instrument	327176

Lender

Name	AMERICAN SECURITY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MADISON NC
Recording Date	Sep 25, 2017
Property Address	830 HIGGINS BRANCH RD, MARS HILL, NC 28754-6769
Document Number	0006370553
Book / Page	000637 / 000553
Instrument Date	Nov 30, 2016
Instrument	326734
Transaction Type	Transfer
Record Updated	Oct 6, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$280.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	676 TAMARACK DR UNION CITY CA 945871437, UNION CITY, CA 94587-1437

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Madison County
Unified School District	Madison County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$652.00	$104,991 (+62.65%) Land $57,771 Building $47,220	$104,991 (+62.65%) Land $57,771 Building $47,220
2023		$64,549 Land $39,452 Building $25,097	$64,549 Land $39,452 Building $25,097

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 31, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · above 85% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
French Broad EMC Fiber	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

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