830 Fowler Rd, White Bluff, TN 37187 Property Records

Dickson County property record for 830 Fowler Rd, White Bluff, TN 37187

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,750 sqft · built 1981
Lot Size	7.36 acres (320,602 sqft)
Owner	Individual Name on File
Last Sale	$485,000 (Aug 2024)
Tax Bill	$1,499 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Feb 2023 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`022077 03507`

Property Details

APN / Parcel Number

Primary APN	`022077 03507`
Alternative APN	`077 03507`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,750 sqft Living Area
1st Floor Area	1,750 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1994
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	320,602 sqft (7.36 acres)
Terrain	Rolling
Driveway	Driveway
Driveway Area	1 sqft

Exterior Amenities

Porch	Enclosed Porch
Porch Area	594 sqft
Deck Area	24 sqft
Patio Area	24 sqft
Utility Building	1 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	830 FOWLER RD
City	WHITE BLUFF
State	TN
Zip	37187-4304
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 12, COUNTY AREA: H01
Legal Subdivision	GUY SPANN #1
Legal Tract	1
Jurisdiction	DICKSON TN
Township / Civil Division	5
Census Block Group	1
Census Block	1003
Census Tract	60300

Owner

830 Fowler Rd is owned and occupied by an individual who bought it in August 2024.

Source: Dickson County records, as of January 19, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	830 FOWLER RD, WHITE BLUFF, TN 37187-4304
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2025	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Feb 3, 2023	Correction Deed NOT AVAILABLE, BANKERS T&E DICKSON LLC
Oct 7, 2022	Warranty Deed, Transfer · Construction Mortgage FIRSTBANK
Jan 2, 2018	Deed of Trust, Mortgage · Conventional Mortgage STATE FARM BANK FSB
Sep 21, 2017	Deed of Trust, Mortgage · Conventional Mortgage STATE FARM BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2024 · Amount on File
Deed Sale	Aug 1, 2024 · Amount on File
Prior Sale	Oct 7, 2022 · Amount on File
Deed Document Number	366798
Deed Book / Page	V1576 / 2671
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DICKSON TN
Property Address	830 FOWLER RD, WHITE BLUFF, TN 37187-4304
Transaction Type	Mortgage
Record Updated	Dec 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	830 FOWLER RD, WHITE BLUFF, TN 37187-4304

Mortgage

Document Number	0V16021695
Date	Dec 19, 2025
Book Page	V1602/1695
Instrument	381912

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	951 W YAMATO RD STE 175, BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	347 Months
Due	Nov 1, 2054

February 2023: Correction Deed

Document Type	Correction Deed
Jurisdiction	DICKSON TN
Recording Date	Feb 3, 2023
Property Address	830 FOWLER RD, WHITE BLUFF, TN 37187-4304
Document Number	00V1552322
Book / Page	V1552 / 322
Instrument Date	Jan 31, 2023
Instrument	350645
Record Updated	Jun 13, 2023
Title Company	NOT AVAILABLE, BANKERS T&E DICKSON LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DICKSON TN
Recording Date	Oct 7, 2022
Property Address	830 FOWLER RD, WHITE BLUFF, TN 37187-4304
Document Number	0V15472188
Book / Page	V1547 / 2188
Instrument Date	Oct 5, 2022
Instrument	347456
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	BANKERS T&E DICKSON LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$999.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7810 MSITER ROAD, FAIRVIEW, TN 37062

Mortgage

Document Number	0V15472191
Date	Oct 7, 2022
Book Page	V1547/2191
Instrument	347457

Lender

Name	FIRSTBANK
Type	Bank
Address	NASHVILLE, TN 37201

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Oct 4, 2023

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DICKSON TN
Property Address	830 FOWLER RD, WHITE BLUFF, TN 37187-4304
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	V1320525
Date	Jan 2, 2018
Book Page	V1320/525
Instrument	283865

Lender

Name	STATE FARM BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2048

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DICKSON TN
Property Address	830 FOWLER RD, WHITE BLUFF, TN 37187-4304
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	V1307962
Date	Sep 21, 2017
Book Page	V1307/962
Instrument	280672

Lender

Name	STATE FARM BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 830 Fowler Rd was $1,499.

Source: Dickson County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Dickson County
Unified School District	Dickson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,499.00	$88,725 Land $21,350 Building $67,375
2024			$354,900 Land $85,400 Building $269,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 830 Fowler Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1998–2010)
Claims Outside the SFHA	3 of 3
Most Recent Claim	May 2010 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 830 Fowler Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATER AUTH OF DICKSON COUNTY serves 68,675 people · EPA ID TN0000191
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ignite Broadband Fiber	2,500 / 2,500
Xfinity Cable	1,200 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

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