830 Ernies Inlet, Tool (Kemp), TX 75143 Property Records

Henderson County property record for 830 Ernies Inlet, Tool, TX 75143

Property Summary

Property Type	Single Family Home
Details	2,429 sqft · built 2021
Owner	Individual Name on Record
Tax Bill	$20,476 (2023)
Deeds & Mortgages	Nov 2020 Mortgage Jan 2022 Mortgage
Flood Zone	Zone AE (high risk)
APN	`4535-0000-2500-63`

Property Details

APN / Parcel Number

Primary APN	`4535-0000-2500-63`
Alternative APNs	`R000081515` `288964`

Interior

Building Area	2,429 sqft Living Area
Gross Area	1,272 sqft
1st Floor Area	744 sqft
2nd Floor Area	264 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2022
Garage Type	Attached
Garage Area	264 sqft
Porch	Porch
Patio Area	147 sqft
Storage Building	216 sqft

Location & Zoning

Account Number	R000081515
Old Parcel Number	4535.0000.2500.63
Street Address	830 ERNIES INLT
City	TOOL
State	TX
Zip	75143-2214
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	250R AB 659 N G RUSSELL SUR, WESTWOOD BEACH SEC II, LT 251R (RE:LTS 250-252) REPLAT G/374
Legal Subdivision	WESTWOOD BEACH SEC I & II (351)
Legal Lot Number	250,252 249
Jurisdiction	HENDERSON TX
Township / Civil Division	CEDAR CREEK LAKE
Census Block Group	2
Census Block	2000
Census Tract	950801

Owner

Source: Henderson County records, as of April 1, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	830 ERNIES INLT, TOOL, TX 75143-2214
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2020	Deed of Trust, Mortgage · Commercial Mortgage SPIRIT OF TEXAS BANK SSB
Jan 28, 2022	Vendor's Lien, Transfer · Conventional Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 28, 2022
Deed Sale	Jan 28, 2022
Deed Document Number	2022-00001611
Record Updated	Jun 7, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON TX
Property Address	830 ERNIES INLT, TOOL, TX 75143-2214
Transaction Type	Mortgage
Record Updated	Dec 21, 2023
Title Company	NOT AVAILABLE, COLONIAL TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000017676
Date	Nov 5, 2020
Instrument	2020-00017676

Lender

Name	SPIRIT OF TEXAS BANK SSB
Type	Bank
Address	COLLEGE STATION, TX 77840

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

January 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HENDERSON TX
Recording Date	Jan 28, 2022
Property Address	830 ERNIES INLT, TOOL, TX 75143-2214
Document Number	202200001611
Map Reference	CAB B SL 41
Instrument Date	Jan 21, 2022
Instrument	2022-00001611
Transaction Type	Transfer
Record Updated	Dec 21, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2321 FOUIS LANE, DALLAS, TX 75208-3101

Mortgage

Document Number	202200001612
Date	Jan 28, 2022
Instrument	2022-00001612

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of July 25, 2023

Property Jurisdictions

Type	Name
State	Texas
County	Henderson County
Municipality	Tool City
Unified School District	Malakoff Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$20,476.00 (-34.97%) Homeowner's exemption Senior Citizen's exemption	$1,258,926 Land $607,500 Building $651,426	$1,258,926 Land $607,500 Building $651,426
2022	$31,486.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	324.0 ft
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 81% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST CEDAR CREEK MUD serves 24,414 people · EPA ID TX1070190
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Nextlink Fixed Wireless	500 / 100

May also be available: Conquest Wireless, Verizon.

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