830 Elm Ave, Norman, OK 73069 Property Records

Cleveland County property record for 830 Elm Ave, Norman, OK 73069

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,753 sqft · built 1920
Lot Size	0.219 acres (9,583 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,706 (2025)
Deeds & Mortgages	Sep 2024 Mortgage Oct 2018 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`NC29CAMAD 1 16001`

Property Details

APN / Parcel Number

Primary APN	`NC29CAMAD 1 16001`
Alternative APN	`27848`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,753 sqft Living Area
1st Floor Area	2,048 sqft
2nd Floor Area	1,705 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Architectural Style	Split Level
Exterior Material	Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	9,583 sqft (0.219 acres)
Garage Type	Detached
Garage Area	483 sqft

Exterior Amenities

Porch	Porch
Porch Area	272 sqft
Patio Area	410 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	27848
Old Parcel Number	27848
Street Address	830 ELM AVE
City	NORMAN
State	OK
Zip	73069-8837
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	CAMPUS LOTS 16 AND 17 AND N21. 6' OF LOT 18 BLK 1
Legal Range	02W
Legal Township	09N
Legal Section	31
Legal Quarter	SE
Legal Subdivision	CAMPUS
Legal Block	1
Legal Lot Number	16,18
Jurisdiction	CLEVELAND OK
Township / Civil Division	NORMAN
Census Block Group	2
Census Block	2013
Census Tract	201202

Owner

830 Elm Ave is owned and occupied by two individuals who acquired it in May 2018.

Source: Cleveland County records, as of February 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	830 ELM AVE, NORMAN, OK 73069-8837
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2024	Deed of Trust, Mortgage · Conventional Mortgage ALLEGIANCE FCU
Oct 12, 2018	Deed of Trust, Mortgage · Line of Credit JP MORGAN CHASE BK
May 30, 2018	Quit Claim Deed, Transfer Quitclaim
May 30, 2018	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	May 30, 2018
Transfer Doc	0000016429
Record Updated	Jun 8, 2026

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND OK
Property Address	830 ELM AVE, NORMAN, OK 73069-8837
Transaction Type	Mortgage
Record Updated	Feb 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	R202426071
Date	Sep 23, 2024
Book Page	6714/818
Instrument	R 2024 26071

Lender

Name	ALLEGIANCE FCU
Type	Credit Union
Address	OKLAHOMA CITY, OK 73112

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Oct 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2027
Min Rate At Change	5.5%
Max Rate At Change	7.5%
Index	3-Year CMT
Margin	2
Max Rate	10.5%

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND OK
Property Address	830 ELM AVE, NORMAN, OK 73069-8837
Document Number	0000034044
Instrument Date	Oct 12, 2018
Transaction Type	Mortgage
Record Updated	Nov 8, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	830 ELM AVE NORMAN OK 730698837, NORMAN, OK 73069-8837

Mortgage

Document Number	0000034044
Date	Oct 25, 2018
Book Page	005858/000568
Instrument	34044

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 24, 2048

Interest

Rate Type	Adjustable Rate

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLEVELAND OK
Recording Date	May 30, 2018
Property Address	830 ELM AVE, NORMAN, OK 73069-8837
Document Number	0000016427
Book / Page	005805 / 000927
Instrument Date	May 30, 2018
Instrument	16427
Transaction Type	Transfer
Record Updated	Jun 14, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	830 ELM AVE NORMAN OK 730698837, NORMAN, OK 73069-8837

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CLEVELAND OK
Recording Date	May 30, 2018
Property Address	830 ELM AVE, NORMAN, OK 73069-8837
Document Number	0000016429
Book / Page	005805 / 000931
Instrument Date	May 30, 2018
Instrument	16429
Transaction Type	Transfer
Record Updated	Jun 14, 2018

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	830 ELM AVE NORMAN OK 730698837, NORMAN, OK 73069-8837

Tax Assessment & Valuation

The 2025 property tax bill for 830 Elm Ave was $2,706 with a homeowner's exemption.

Source: Cleveland County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Oklahoma
County	Cleveland County
Municipality	Norman City
Unified School District	Norman Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,706.00 Homeowner's exemption	$23,550 Land $3,404 Building $20,146	$888,615 Land $128,444 Building $760,171
2023	$2,546.00 Homeowner's exemption	$22,198 Land $3,020 Building $19,178	$680,986 Land $92,665 Building $588,321

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 830 Elm Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 20, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 830 Elm Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of Oklahoma
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORMAN UTILITIES AUTHORITY serves 104,868 people · EPA ID OK1020801
Water Source	Surface water
Last State Inspection	Sep 2022
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, OEC Fiber.

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