830 E Gulf Dr, Unit 2, Sanibel, FL 33957 Property Records

Lee County property record for 830 E Gulf Dr, Unit 2, Sanibel, FL 33957

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,800 sqft · built 1982
Lot Size	0.029 acres (1,263 sqft)
Owner	2 Individual Names on File
Last Sale	$763,225 (Sep 2020)
Tax Bill	$4,948 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`29-46-23-T1-01000.0020`

Property Details

APN / Parcel Number

Primary APN	`29-46-23-T1-01000.0020`
Alternative APNs	`232946T1010000020` `10127969`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,800 sqft Living Area
Gross Area	3,216 sqft
1st Floor Area	828 sqft
Upper Floors Area	828 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1987
Architectural Style	Multi-Family
Exterior Material	Concrete Block
Roof Type	Flat
Roof Material	Built-Up Asphalt
Lot Area	1,263 sqft (0.029 acres)
View / Lot	Canal Front
Garage Type	Attached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Florida Room
Porch Area	396 sqft
Boat Access	Boat Access
Boat Lift	Boat Lift

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	10127969
Street Address	830 E GULF DR, 2
City	SANIBEL
State	FL
Zip	33957-7054
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEAWIND II RPD OR 1654 PG 1226 RES #2
Legal Range	23E
Legal Township	46S
Legal Section	29
Legal Subdivision	SEAWIND II
Legal Tract	T1
Legal Block	1
Legal Lot Number	2
Jurisdiction	LEE FL
Township / Civil Division	SANIBEL ISLAND
Census Block Group	1
Census Block	1004
Census Tract	80202

Owner

Source: Lee County records, as of July 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	8888 E 575 S, ZIONSVILLE, IN 46077-9491
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2020 · Amount on File
Deed Sale	Sep 30, 2020 · Amount on File
Prior Sale	Mar 19, 2015 · Amount on File
Deed Document Number	2020234185
Record Updated	Oct 29, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Sep 30, 2020
Property Address	830 E GULF DR UNIT 2, 2, SANIBEL, FL 33957-7054
Document Number	0000234185
Map Reference	MB 25 PG 66
Instrument Date	Aug 31, 2020
Instrument	2020000234185
Transaction Type	Transfer
Record Updated	Feb 10, 2022
Title Company	SUPERIOR TTL SVCS OF SANIBEL

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,343.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3 W VALE, 3, PADUCAH, KY 42001-6725

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8888 E 575 S, ZIONSVILLE, IN 46077-9491

Mortgage

Document Number	0000234186
Date	Sep 30, 2020
Instrument	2020000234186

Lender

Name	STATE BANK OF LIZTON
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Type Change Date	Sep 1, 2030
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.37%
Index	1-Year CMT
Max Rate	8.37%

Tax Assessment & Valuation

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Municipality	Sanibel City
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$332,339 (+1%)	$426,916 (+5.36%) Land $242,050 Building $184,866
2025	$4,948.00 (-46.98%)	$302,126 (-62.7%)	$405,211 (-49.98%) Land $210,805 Building $194,406
2023	$9,332.00 (+20.58%)	$810,090 (+22.56%) Land $310,697 Building $499,393	$810,090 (+22.56%) Land $310,697 Building $499,393
2022	$7,739.00	$660,989 Land $418,344 Building $242,645	$660,989 Land $418,344 Building $242,645

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 465 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1,022 units insured incl. 557 condo units
Nearby Flood Claims	1,006 (1982–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Nov 2022 · 288 claims Hurricane Ian, Oct 2022 · 277 claims Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 184 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ISLAND WATER ASSOCIATION serves 14,784 people · EPA ID FL5360146
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	3,000 / 3,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20