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830 Cone Flower Dr, Waterloo, IL 62298 Property Records

Monroe County property record for 830 Cone Flower Dr, Waterloo, IL 62298

Property Summary

Property TypeSingle Family Home
Details3 bd · 4 ba · 1,571 sqft · built 2011
Lot Size0.27 acres (11,761 sqft)
OwnerIndividual Name on Record
Last Sale$225,000 (Jan 2020)
Tax Bill$6,660 (2025)
Deeds & MortgagesApr 2021 Construction Loan
Jan 2020 Sale & Construction Loan
Flood ZoneZone X (minimal risk)
APN08-17-381-075-000

Property Details

APN / Parcel Number

Primary APN08-17-381-075-000

Interior

Bedrooms3 Beds
Full Baths4 Baths
Plumbing Fixtures10 Plumbing Fixtures
Stories1 Story
Building Area1,571 sqft Living Area
1st Floor Area1,571 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2011
Effective Year BuiltEffective 2011
Construction TypeFrame
Foundation TypeRaised
Lot Area11,761 sqft (0.27 acres)
Garage Area598 sqft
DrivewayConcrete Driveway
Driveway Area875 sqft
PorchSlab
Porch Area43 sqft
Patio Area420 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address830 CONE FLOWER DR
CityWATERLOO
StateIL
Zip62298-3179
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeWR3
Legal DescriptionLOT 75 QUAIL RIDGE PHASE III
Legal Range09W
Legal Township02S
Legal Section17
Legal SubdivisionQUAIL RIDGE
Legal Lot Number75
JurisdictionMONROE IL
Township / Civil Division26
Census Block Group4
Census Block4032
Census Tract600401

Owner

Source: Monroe County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address830 CONE FLOWER DR, WATERLOO, IL 62298-3179
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 28, 2021Deed of Trust, Mortgage · Construction Mortgage
FCB BANKS
Jan 10, 2020Special Warranty Deed, Construction Loan · Construction Mortgage
FCB BANKS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 10, 2020 · Amount on Record
Deed SaleJan 10, 2020 · Amount on Record
Deed Document Number2020405630
Record UpdatedOct 29, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE IL
Property Address830 CONE FLOWER DR, WATERLOO, IL 62298-3179
Transaction TypeMortgage
Record UpdatedJul 26, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000416741
DateApr 28, 2021
Instrument416741
Lender
NameFCB BANKS
TypeBank
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2051
Interest
Rate TypeFixed Rate

January 2020: Special Warranty Deed, Construction Loan

Document TypeSpecial Warranty Deed
JurisdictionMONROE IL
Recording DateJan 10, 2020
Property Address830 CONE FLOWER DR, WATERLOO, IL 62298-3179
Document Number0000405630
Instrument DateJan 10, 2020
Instrument405630
Transaction TypeConstruction Loan
Record UpdatedApr 22, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$337.50
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address830 CONE FLOWER DR, WATERLOO, IL 62298-3179

Mortgage

Document Number0000405631
DateJan 10, 2020
Instrument405631
Lender
NameFCB BANKS
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate
Rate3.75%

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMonroe County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,660.00 (+10.1%) Homeowner's exemption$114,100 (+70.04%) Land $16,740 Building $97,360$342,300 (+70.04%) Land $50,220 Building $292,080
2024$6,049.00
2022Additional exemption filed$67,100 Land $12,980 Building $54,120$201,300 Land $38,940 Building $162,360

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERLOO
serves 10,190 people · EPA ID IL1330300
Water SourceGroundwater
Last State InspectionDec 2025
Lead1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting30
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Harrisonville Telephone Company
Fiber · DSL		1,000 / 1,000

May also be available: Verizon, Wisper ISP.

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