830 Clark St, Cambridge, OH 43725 Property Records

Guernsey County property record for 830 Clark St, Cambridge, OH 43725

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,892 sqft · built 1920
Lot Size	0.13 acres (5,664 sqft)
Owner	2 Individual Names on File
Last Sale	$213,000 (Aug 2023)
Tax Bill	$2,076 (2025)
Deeds & Mortgages	May 2006 Line of Credit Aug 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-0004849.000`

Property Details

APN / Parcel Number

Primary APN	`06-0004849.000`
Alternative APN	`003677-8`

Interior

Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,892 sqft Living Area
1st Floor Area	1,108 sqft
Basement Area	976 sqft
Unfinished Basement	976 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Construction Type	Frame
Roof Material	Shingle
Lot Area	5,664 sqft (0.13 acres)
Lot Dimensions	96 ft deep x 59 ft wide
Garage Type	Attached
Garage Area	484 sqft
Porch	Slab
Porch Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	003677-8
Street Address	830 CLARK ST
City	CAMBRIDGE
State	OH
Zip	43725-1616
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	R3 T2 SA03-04 PT 193 OAKLAND
Legal Range	03W
Legal Township	02N
Legal Section	03
Legal Subdivision	OAKLAND
Legal Tract	2
Legal Lot Number	193
Jurisdiction	GUERNSEY OH
Township / Civil Division	CAMBRIDGE
Census Block Group	2
Census Block	2015
Census Tract	977500

Owner

830 Clark St is owned and occupied by two individuals who bought it in August 2023.

Source: Guernsey County records, as of July 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	710 BELROCK AVE, BELPRE, OH 45714-2100
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 12, 2006	Deed of Trust, Mortgage · Line of Credit AMERICAN GENERAL FINANCIAL SERVICES INC
Aug 1, 2023	Warranty Deed, Transfer · USDA Mortgage WESBANCO BANK INC
Feb 21, 2006	Intrafamily Transfer, Transfer PEOPLES BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2023 · Amount on File
Deed Sale	Aug 1, 2023 · Amount on File
Deed Document Number	20234840
Deed Book / Page	591 / 846
Prior Transfer Date	Feb 2, 2006
Prior Transfer Doc	00437/0870
Record Updated	Sep 20, 2026

May 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUERNSEY OH
Property Address	830 CLARK ST, CAMBRIDGE, OH 43725-1616
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00439/2075
Date	May 12, 2006
Book Page	439/2075
Instrument	200600012349

Lender

Name	AMERICAN GENERAL FINANCIAL SERVICES INC
Type	Funding / Finance Company
Address	CAMBRIDGE, OH 43725

Agreement

Type	Line of Credit
Amount	Amount on Record

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GUERNSEY OH
Recording Date	Aug 1, 2023
Property Address	830 CLARK ST, CAMBRIDGE, OH 43725-1616
Document Number	000591/846
Book / Page	591 / 846
Instrument Date	Jul 28, 2023
Instrument	202300004840
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	NORTHWEST TTL FAM OF COMPANI

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	830 CLARK ST, CAMBRIDGE, OH 43725-1616

Mortgage

Document Number	202300004841
Date	Aug 1, 2023
Instrument	202300004841

Lender

Name	WESBANCO BANK INC
Type	Bank

Agreement

Type	USDA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2053

February 2006: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GUERNSEY OH
Recording Date	Feb 21, 2006
Property Address	830 CLARK ST, CAMBRIDGE, OH 43725-1616
Document Number	00437/0869
Book / Page	437 / 0869
Instrument Date	Feb 2, 2006
Instrument	200600010168
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	830 CLARK ST, CAMBRIDGE, OH 43725-1616

Mortgage

Document Number	00437/0870
Date	Feb 21, 2006
Book Page	437/0870
Instrument	200600010169

Lender

Name	PEOPLES BANK NA
Type	Bank
Address	CAMBRIDGE, OH 43725

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 17, 2036

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 830 Clark St was $2,076 with a homeowner's exemption, down 1.3% from the year before.

Source: Guernsey County assessment roll, as of March 3, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Guernsey County
County Subdivision	Cambridge Township
Municipality	Cambridge City
Unified School District	Cambridge City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,076.00 (-1.33%) Homeowner's exemption	$42,112 (-) Land $7,924 Building $34,188
2024	$2,104.00 (+11.56%) Homeowner's exemption	$42,112 (+17.14%) Land $7,924 Building $34,188	$120,320 Land $22,640 Building $97,680
2023	$1,886.00 (+5.9%) Homeowner's exemption	$35,949 (%) Land $6,766 Building $29,183
2022	$1,781.00 Homeowner's exemption	$35,950 Land $6,770 Building $29,180	$102,710 (-) Land $19,330 Building $83,380
2021			$102,710 Land $19,330 Building $83,380

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 830 Clark St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective August 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 830 Clark St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CAMBRIDGE serves 10,520 people · EPA ID OH3000111
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2019 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Smart Way Communications.

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