Hamilton County property record for 830 Bridle Cir, Carmel, IN 46032
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,722 sqft · built 1984 |
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,920 (2024) |
| Deeds & Mortgages | May 2022 Line of Credit Nov 2017 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-09-24-101-046.000-018 |
| Primary APN | 29-09-24-101-046.000-018 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,722 sqft Living Area |
| 1st Floor Area | 1,666 sqft |
| 2nd Floor Area | 1,056 sqft |
| Basement Area | 517 sqft |
| Family Room | Family Room |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Brick/Stone |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 15,246 sqft (0.35 acres) |
| Lot Dimensions | 100 ft deep x 145 ft wide |
| Terrain | High |
| Garage Type | Attached |
| Garage Area | 648 sqft |
| Parking Spaces | 2 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 1709240101046000 |
|---|---|
| Street Address | 830 BRIDLE CIR |
| City | CARMEL |
| State | IN |
| Zip | 46032-1286 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ACREAGE .35, SECTION 24, TOWNSHIP 18, RANGE 3, HUNTER'S CREEK VILLAGE, SECTION 1, LOT 46 |
| Legal Range | 03 |
| Legal Township | 18 |
| Legal Section | 24 |
| Legal Subdivision | CARMEL HUNTERS CRK |
| Legal Block | 1 |
| Legal Lot Number | 46 |
| Jurisdiction | HAMILTON IN |
| Township / Civil Division | CLAY |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 110906 |
Source: Hamilton County records · APN 29-09-24-101-046.000-018
Assessment roll updated July 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 830 BRIDLE CIR, CARMEL, IN 46032-1286 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 09, 2022 | Deed of Trust, Mortgage · Line of Credit NORTHWEST FCU |
| Nov 06, 2017 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Jun 12, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage NORTHWEST FCU |
| Jun 20, 2019 | Deed of Trust, Mortgage · Line of Credit INDIANA MEMBERS CU |
| Jun 25, 2018 | Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 25, 2018 |
| Deed Sale | Jun 25, 2018 |
| Prior Sale | Jun 25, 2018 |
| Deed Document Number | 2018028312 |
| Last Transfer Date | Jun 12, 2020 |
| Transfer Doc | 2020036246 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Property Address | 830 BRIDLE CIR, CARMEL, IN 46032-1286 |
| Transaction Type | Mortgage |
| Record Updated | Jun 01, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000023181 |
|---|---|
| Date | May 09, 2022 |
| Instrument | 2022023181 |
| Name | NORTHWEST FCU |
|---|---|
| Type | Credit Union |
| Address | HERNDON, VA 20170 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Apr 27, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Property Address | 830 BRIDLE CIR, CARMEL, IN 46032-1286 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0000054821 |
|---|---|
| Date | Nov 06, 2017 |
| Instrument | 2017054821 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43201 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2047 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HAMILTON IN |
| Recording Date | Jun 12, 2020 |
| Property Address | 830 BRIDLE CIR, CARMEL, IN 46032-1286 |
| Document Number | 2020036246 |
| Map Reference | MB 9 PG 89 |
| Instrument Date | Aug 15, 2019 |
| Instrument | 2020036246 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 830 BRIDLE CIR, CARMEL, IN 46032-1286 |
| Document Number | 2020036247 |
|---|---|
| Date | Jun 12, 2020 |
| Instrument | 2020036247 |
| Name | NORTHWEST FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Property Address | 830 BRIDLE CIR, CARMEL, IN 46032-1286 |
| Document Number | 0000027133 |
| Instrument Date | Jun 20, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 18, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 830 BRIDLE CIR CARMEL IN 460321286, CARMEL, IN 46032-1286 |
| Document Number | 0000027133 |
|---|---|
| Date | Jun 25, 2019 |
| Instrument | 27133 |
| Name | INDIANA MEMBERS CU |
|---|---|
| Type | Credit Union |
| Address | INDIANAPOLIS, IN 46240 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 24, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON IN |
| Recording Date | Jun 25, 2018 |
| Property Address | 830 BRIDLE CIR, CARMEL, IN 46032-1286 |
| Document Number | 2018028312 |
| Map Reference | MB9 PG89 |
| Instrument Date | Jun 24, 2018 |
| Instrument | 2018028312 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2021 |
| Title Company | CHICAGO TITLE CO LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 830 BRIDLE CIR, CARMEL, IN 46032-1286 |
| Document Number | 2018028313 |
|---|---|
| Date | Jun 25, 2018 |
| Instrument | 2018028313 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2048 |
Source: Hamilton County records · Assessment roll updated July 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Hamilton County |
| County Subdivision | Clay Township |
| Municipality | Carmel City |
| Unified School District | Carmel Clay Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $465,200 (+6.09%) Land $104,100 Building $361,100 | $465,200 (+6.09%) Land $104,100 Building $361,100 | |
| 2024 | $4,920.00 (+18.13%) | $438,500 (+12.01%) Land $104,100 Building $334,400 | $438,500 (+12.01%) Land $104,100 Building $334,400 |
| 2023 | $4,165.00 (+3.81%) Homeowner's exemption | $391,500 (+10.75%) Land $89,700 Building $301,800 | $391,500 (+10.75%) Land $89,700 Building $301,800 |
| 2022 | $4,012.00 | $353,500 Land $89,700 Building $263,800 | $353,500 Land $89,700 Building $263,800 |
Source: FEMA National Flood Hazard Layer as of October 5, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1978) |
| Most Recent Claim | Jun 1978 · tidal / storm surge |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Holdings Fiber | 5,120 / 5,120 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 241 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CARMEL WATER DEPARTMENT serves 99,927 people |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2024 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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