830 Boulder Dr, Atwater, CA 95301 Property Records

Merced County property record for 830 Boulder Dr, Atwater, CA 95301

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,923 sqft · built 2017
Lot Size	0.145 acres (6,300 sqft)
Owner	Individual Name on File
Last Sale	$282,000 (Sep 2017)
Tax Bill	$3,462 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`004-413-011-000`

Property Details

APN / Parcel Number

Primary APN	`004-413-011-000`
Alternative APN	`004-413-011`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,923 sqft Living Area
1st Floor Area	1,923 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	6,300 sqft (0.145 acres)
Garage Type	Attached
Garage Area	490 sqft
Parking Spaces	2 Parking Spaces
Patio Area	36 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	004-413-011
Street Address	830 BOULDER DR
City	ATWATER
State	CA
Zip	95301-4479
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD9
Legal Description	STONE CREEK UNIT NO 1 LOT 106
Legal Subdivision	STONE CREEK
Legal Lot Number	106
Jurisdiction	MERCED CA
Township / Civil Division	ATWATER
Census Block Group	3
Census Block	3006
Census Tract	801

Owner

830 Boulder Dr is owned and occupied by an individual who bought it in September 2017.

Source: Merced County records, as of August 21, 2026

Owner of Record	Individual Name on File
Mailing Address	830 BOULDER DR, ATWATER, CA 95301-4479
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2026	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORPORATION
Mar 11, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jul 10, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Sep 19, 2017	Grant Deed, Transfer · VA Mortgage SUMMIT FUNDING INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 19, 2017 · Amount on File
Deed Sale	Sep 19, 2017 · Amount on File
Prior Sale	Dec 1, 2016 · Amount on File
Deed Document Number	201730521
Prior Transfer Date	Jun 4, 2008
Prior Transfer Doc	0000040451
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Recording Date	Apr 6, 2026
Property Address	830 BOULDER DR, ATWATER, CA 95301-4479
Document Number	0000008669
Instrument Date	Mar 30, 2026
Instrument	20268669
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	830 BOULDER DR, ATWATER, CA 95301-4479

Mortgage

Document Number	0000008669,
Date	Apr 6, 2026
Instrument	20268669

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2056

Interest

Rate	5.98%
Max Rate	-1%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	830 BOULDER DR, ATWATER, CA 95301-4479
Transaction Type	Mortgage
Record Updated	Jul 21, 2022
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	830 BOULDER DR, ATWATER, CA 95301-4479

Mortgage

Document Number	0000011044
Date	Mar 11, 2021
Instrument	2021011044

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	321 Months
Due	Dec 1, 2047

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	830 BOULDER DR, ATWATER, CA 95301-4479
Transaction Type	Mortgage
Record Updated	Jul 21, 2022
Title Company	TITLE CONNECT INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022988
Date	Jul 10, 2020
Instrument	2020022988

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	327 Months
Due	Oct 1, 2047

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Sep 19, 2017
Property Address	830 BOULDER DR, ATWATER, CA 95301-4479
Document Number	0000030521
Map Reference	MB 67 PG 46-52
Instrument Date	Sep 6, 2017
Instrument	2017-030521
Transaction Type	Transfer
Record Updated	Jul 21, 2022
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	830 BOULDER DR, ATWATER, CA 95301-4479

Mortgage

Document Number	0000030522
Date	Sep 19, 2017
Instrument	2017-030522

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 830 Boulder Dr was $3,462 with a homeowner's exemption, up 3.2% from the year before.

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Atwater City
County	Merced County
Elementary School District	Atwater Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$326,816 (+2%) Land $52,224 Building $274,592
2025	$3,462.00 (+3.19%) Homeowner's exemption	$320,408 Land $51,200 Building $269,208
2024	$3,355.00 (+2.07%)
2023	$3,287.00 (+1.36%) Homeowner's exemption	$307,968 Land $49,213 Building $258,755
2022	$3,243.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 830 Boulder Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 830 Boulder Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ATWATER serves 29,479 people · EPA ID CA2410001
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 635 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Ayera Technologies Fixed Wireless	1,000 / 500
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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