830 Belle St, Waterloo, IA 50702 Property Records

Black Hawk County property record for 830 Belle St, Waterloo, IA 50702

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,084 sqft · built 1968
Lot Size0.293 acres (12,750 sqft)
Owner2 Individual Names on Record
Last Sale$85,000 (Nov 2007)
Tax Bill$3,646 (2025)
Deeds & MortgagesDec 2019 Refinance
Flood ZoneZone X (minimal risk)
APN8812-07-328-006

Property Details

APN / Parcel Number

Primary APN8812-07-328-006

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Building Area1,084 sqft Living Area
1st Floor Area1,084 sqft
Basement Area542 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1968
Architectural StyleSplit Level
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area12,750 sqft (0.293 acres)
Lot Dimensions150 ft deep x 85 ft wide
Garage TypeDetached
Garage Area846 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchPorch
Porch Area160 sqft
Patio Area42 sqft
Shed1 Shed
Shed Area216 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address830 BELLE ST
CityWATERLOO
StateIA
Zip50702-4617
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCEDAR TERRACE THIRD ADDITION LOT 172
Legal Range12W
Legal Township88N
Legal Section07
Legal SubdivisionCEDAR TERRACE THIRD ADDITION
Legal Lot Number172
JurisdictionBLACK HAWK IA
Township / Civil DivisionWATERLOO
Census Block Group1
Census Block1028
Census Tract2901

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address830 BELLE ST, WATERLOO, IA 50702-4617
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 7, 2007 · Amount on Record
Deed SaleNov 7, 2007 · Amount on Record
Deed Document Number20072008009895
Last Transfer DateDec 25, 2020
Transfer Doc0000011470
Record UpdatedOct 29, 2026

December 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBLACK HAWK IA
Recording DateDec 26, 2019
Property Address830 BELLE ST, WATERLOO, IA 50702-4617
Document Number20202000011470
Instrument DateDec 16, 2019
Instrument20202000011470
Transaction TypeTransfer
Record UpdatedNov 17, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address830 BELLE ST, WATERLOO, IA 50702-4617

Mortgage

Document Number20202000011471
DateDec 26, 2019
Instrument20202000011471
Lender
NameDAS ACQUISITION
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueJan 1, 2035

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,646.00 (-5.1%) Homeowner's exemption$189,550 (+1.2%) Land $21,680 Building $167,870$189,550 (+1.2%) Land $21,680 Building $167,870
2024$3,842.00 (+27.22%)
2023$187,300 (+27.96%) Land $21,680 Building $165,620$187,300 (+27.96%) Land $21,680 Building $165,620
2022$3,020.00 Homeowner's exemption$146,370 Land $21,680 Building $124,690
2021$146,370 Land $21,680 Building $124,690

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 49 policies
Nearby Flood Policies49 in force
Nearby Flood Claims118 (1978–2016)
Claims Outside the SFHA11 of 118
Most Recent ClaimSep 2016 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Sep 2016 · 39 claims
  • Severe Storms, Flooding, And Tornadoes, Jul 2010 · 14 claims
  • Severe Storms, Tornadoes, And Flooding, Jun 2008 · 51 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERLOO WATER WORKS
serves 69,504 people · EPA ID IA0790074
Water SourceGroundwater
Last State InspectionNov 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Waterloo Fiber
Fiber
10,000 / 10,000
Metronet
Fiber
5,120 / 5,120
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130

May also be available: T-Mobile.

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