830 12th St N, Virginia, MN 55792 Property Records

St. Louis County property record for 830 12th St N, Virginia, MN 55792

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 936 sqft · built 1913
Lot Size	0.103 acres (4,498 sqft)
Owner	Individual Name on File
Last Sale	$85,000 (Aug 2026)
Tax Bill	$440 (2026)
Deeds & Mortgages	Aug 2026 Sale Aug 2026 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`090-0110-01190`

Property Details

APN / Parcel Number

Primary APN	`090-0110-01190`
Alternative APNs	`1197167` `14296`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	936 sqft Gross Area
1st Floor Area	936 sqft
Basement Area	94 sqft

Exterior

Year Built	Built 1913
Effective Year Built	Effective 1913
Architectural Style	Ranch
Exterior Material	Metal
Construction Type	Frame
Lot Area	4,498 sqft (0.103 acres)
Garage Area	432 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	1197167
Street Address	830 12TH ST N
City	VIRGINIA
State	MN
Zip	55792-2228
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 AND W 1/2 LOT 2 SERIAL #
Legal Subdivision	NORTH SIDE ADD TO VIRGINIA
Legal Block	6
Legal Lot Number	1-2
Jurisdiction	ST LOUIS MN
Township / Civil Division	VIRGINIA
Census Block Group	1
Census Block	1012
Census Tract	13000

Owner

830 12th St N is owned and occupied by an individual who bought it in August 2026.

Source: St. Louis County records, as of September 11, 2026

Owner of Record	Individual Name on File
Mailing Address	830 12TH ST N, VIRGINIA, MN 55792-2228
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2026	Affidavit, Transfer
Aug 28, 2026	Affidavit, Transfer
Aug 28, 2026	Warranty Deed, Transfer · Conventional Mortgage PARK STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 28, 2026 · Amount on File
Deed Sale	Aug 28, 2026 · Amount on File
Deed Document Number	20261539540
Record Updated	Oct 29, 2026

August 2026: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	ST LOUIS MN
Recording Date	Aug 28, 2026
Property Address	830 12TH ST N, VIRGINIA, MN 55792-2228
Document Number	0001539538
Instrument Date	Aug 28, 2026
Instrument	20261539538
Transaction Type	Transfer
Record Updated	Sep 11, 2026

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1106 LAGOON RD, TOWER, MN 55790

August 2026: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	ST LOUIS MN
Recording Date	Aug 28, 2026
Property Address	830 12TH ST N, VIRGINIA, MN 55792-2228
Document Number	0001539539
Instrument Date	Aug 28, 2026
Instrument	20261539539
Transaction Type	Transfer
Record Updated	Sep 11, 2026

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1106 LAGOON RD, TOWER, MN 55790

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Aug 28, 2026
Property Address	830 12TH ST N, VIRGINIA, MN 55792-2228
Document Number	0001539540
Instrument Date	Jul 17, 2026
Instrument	20261539540
Transaction Type	Transfer
Record Updated	Sep 11, 2026
Title Company	AMERICAN TITLE COMPANY, ALL AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$28,330.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	830 12TH ST N, VIRGINIA, MN 55792-2228

Mortgage

Document Number	0001539541,
Date	Aug 28, 2026
Instrument	20261539541

Lender

Name	PARK STATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2026 property tax bill for 830 12th St N was $440 with a homeowner's exemption, up 54.9% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Virginia City
Unified School District	Rock Ridge Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$440.00 (+54.93%) Homeowner's exemption
2025	$284.00 (-41.08%) Homeowner's exemption	$73,500 (+15.57%) Land $4,900 Building $68,600	$73,500 (+15.57%) Land $4,900 Building $68,600
2024	$482.00	$63,600 Land $4,500 Building $59,100	$63,600 Land $4,500 Building $59,100
2022		$53,900 Land $4,500 Building $49,400	$53,900 Land $4,500 Building $49,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 830 12th St N in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 830 12th St N is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Virginia serves 8,361 people · EPA ID MN1690046
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 523 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fixed Wireless	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: CTC, Verizon.

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