83 Wilderness Ln, Defiance, MO 63341 Property Records

St. Charles County property record for 83 Wilderness Ln, Defiance, MO 63341

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,098 sqft · built 1979
Lot Size	8.33 acres (362,985 sqft)
Owner	2 Individual Names on File
Last Sale	$98,000 (Dec 2021)
Tax Bill	$6,494 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Sep 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`T191200018`

Property Details

APN / Parcel Number

Primary APN	`T191200018`
Alternative APN	`3-0079-C717-00-0083.0000000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,098 sqft Living Area
Gross Area	4,139 sqft
1st Floor Area	1,651 sqft
Basement Area	1,651 sqft
Finished Basement	610 sqft
Unfinished Basement	1,041 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Bi-Level
Exterior Material	Brick/Stone
Lot Area	362,985 sqft
Garage Type	Carport
Garage Area	552 sqft
Carport	Carport
Carport Area	552 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	T191200018
Street Address	83 WILDERNESS LN
City	DEFIANCE
State	MO
Zip	63341-2402
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WILDERNESS #3 BDRY ADJ LOTS 81-83 LOT 83
Legal Subdivision	WILDERNESS #3 BDRY ADJ LOTS 81-83 LOT 81
Legal Lot Number	83
Jurisdiction	ST CHARLES MO
Township / Civil Division	BOONE
Census Block Group	3
Census Block	3000
Census Tract	312204

Owner

83 Wilderness Ln is owned and occupied by two individuals who bought it in December 2021.

Source: St. Charles County records, as of September 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	83 WILDERNESS LN, DEFIANCE, MO 63341-2402
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Sep 9, 2020	Deed of Trust, Mortgage MR COOPER
Apr 12, 2019	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Oct 31, 2018	Quit Claim Deed, Transfer TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC
Oct 31, 2018	Quit Claim Deed, Transfer TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 2, 2021 · Amount on File
Deed Sale	Dec 2, 2021 · Amount on File
Prior Sale	Apr 12, 2019 · Amount on File
Deed Document Number	202197737
Prior Transfer Date	Jan 5, 2009
Prior Transfer Doc	0050921252
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	83 WILDERNESS LN, DEFIANCE, MO 63341-2402
Transaction Type	Mortgage
Record Updated	Dec 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	83 WILERNESS LN, DEFIANCE, MO 63341-2402

Mortgage

Document Number	2021R094626
Date	Nov 18, 2021
Instrument	2021R-094626

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	83 WILDERNESS LN, DEFIANCE, MO 63341-2402
Document Number	0000068217
Instrument Date	Sep 9, 2020
Transaction Type	Mortgage
Record Updated	Oct 29, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	83 WILDERNESS LN DEFIANCE MO 633412402, DEFIANCE, MO 63341-2402

Mortgage

Document Number	0000068217
Date	Sep 15, 2020
Instrument	68217

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 14, 2050

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Apr 12, 2019
Property Address	83 WILDERNESS LN, DEFIANCE, MO 63341-2402
Document Number	0070580719
Book / Page	7058 / 0719
Map Reference	MB 50 PG 167
Instrument Date	Apr 10, 2019
Instrument	20190412000164880
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	CONTINENTAL TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	893 HIGHWAY DD, 893, DEFIANCE, MO 63341-2007

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	83 WILDERNESS LN, DEFIANCE, MO 63341-2402

Mortgage

Document Number	20190412000164890
Date	Apr 12, 2019
Instrument	20190412000164890

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Oct 31, 2018
Property Address	83 WILDERNESS LN, DEFIANCE, MO 63341-2402
Document Number	0069971276
Book / Page	006997 / 001276
Instrument Date	Oct 26, 2018
Instrument	621590
Transaction Type	Transfer
Record Updated	Dec 31, 2019
Title Company	TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	83 WILDERNESS LN DEFIANCE MO 633412402, DEFIANCE, MO 63341-2402

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Oct 31, 2018
Property Address	83 WILDERNESS LN, DEFIANCE, MO 63341-2402
Document Number	0069971310
Book / Page	006997 / 001310
Instrument Date	Oct 26, 2018
Instrument	621690
Transaction Type	Transfer
Record Updated	Dec 31, 2019
Title Company	TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	83 WILDERNESS LN DEFIANCE MO 633412402, DEFIANCE, MO 63341-2402

Tax Assessment & Valuation

The 2025 property tax bill for 83 Wilderness Ln was $6,494, up 2.6% from the year before.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$108,477 (-)	$570,930 (-) Land $159,994 Building $410,936
2025	$6,494.00 (+2.56%)	$108,477	$570,930 Land $159,994 Building $410,936
2024	$6,332.00
2023		$102,661
2022			$540,325 Land $133,328 Building $406,997

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 83 Wilderness Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1993)
Most Recent Claim	Jul 1993 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 83 Wilderness Ln is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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