83 Ward's Pond Way, Toccoa, GA 30577 Property Records

Stephens County property record for 83 Ward's Pond Way, Toccoa, GA 30577

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,824 sqft · built 2007
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on File
Last Sale	$740,000 (Mar 2024)
Tax Bill	$7,775 (2025)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Sep 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`057 146`

Property Details

APN / Parcel Number

Primary APN	`057 146`
Alternative APN	`280326`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,824 sqft Heated Area
Basement Area	1,760 sqft
Finished Basement	1,760 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Ranch
Exterior Material	Fiber Cement Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,454 sqft (0.24 acres)
Garage Area	579 sqft

Exterior Amenities

Porch	Slab
Porch Area	1,001 sqft
Deck Area	328 sqft
Patio Area	809 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	280326
Street Address	83 WARDS POND WAY
City	TOCCOA
State	GA
Zip	30577-2549
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 17 SEC Z CURRAHEE CLUB
Legal Subdivision	CURRAHEE CLUB
Legal Lot Number	17
Jurisdiction	STEPHENS GA
Township / Civil Division	ROCK CREEK
Census Block Group	4
Census Block	4033
Census Tract	970202

Owner

83 Ward's Pond Way is owned and occupied by an individual who bought it in March 2024.

Source: Stephens County records, as of September 14, 2026

Owner of Record	Individual Name on File
Mailing Address	83 WARDS POND WAY, TOCCOA, GA 30577-2549
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2024	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage T2 FINANCIAL DBA REVOLUTION MORTGAG
Sep 7, 2023	Quit Claim Deed, Transfer Quitclaim
Jun 28, 2022	Warranty Deed, Transfer · Conventional Mortgage ALC INVESTMENTS
Jun 28, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 11, 2024 · Amount on File
Deed Sale	Mar 11, 2024 · Amount on File
Prior Sale	Sep 7, 2023
Deed Book / Page	1360 / 3
Prior Transfer Date	Aug 30, 2023
Prior Transfer Doc	0013420112
Record Updated	Oct 29, 2026

March 2024: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS GA
Recording Date	Mar 11, 2024
Property Address	83 WARDS POND WAY, TOCCOA, GA 30577-2549
Document Number	0013600003
Book / Page	1360 / 3
Instrument Date	Mar 8, 2024
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 5, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	83 WARDS POND WAY, TOCCOA, GA 30577-2549

Mortgage

Document Number	0000013605
Date	Mar 11, 2024
Instrument	1360/5

Lender

Name	T2 FINANCIAL DBA REVOLUTION MORTGAG

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Jan 1, 2054

September 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEPHENS GA
Recording Date	Sep 7, 2023
Property Address	83 WARDS POND WAY, TOCCOA, GA 30577-2549
Document Number	0013420112
Book / Page	1342 / 112
Instrument Date	Aug 30, 2023
Transaction Type	Transfer
Record Updated	Oct 13, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	83 WARDS POND WAY, TOCCOA, GA 30577-2549

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS GA
Recording Date	Jun 28, 2022
Property Address	83 WARDS POND WAY, TOCCOA, GA 30577-2549
Document Number	0013020179
Book / Page	1302 / 179
Instrument Date	Jun 28, 2022
Instrument	2022-000990
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1921 PEER AVE, SAINT CROIX FALLS, WI 54024-8152
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001070
Date	Jun 28, 2022
Instrument	001070

Lender

Name	ALC INVESTMENTS

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Due	Jan 1, 2022

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS GA
Recording Date	Jun 28, 2022
Property Address	83 WARDS POND WAY, TOCCOA, GA 30577-2549
Document Number	0013020179
Book / Page	1302 / 179
Instrument Date	Jun 28, 2022
Instrument	2022-000990
Transaction Type	Transfer
Record Updated	Jul 8, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1921 PEER AVE, SAINT CROIX FALLS, WI 54024-8152
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 83 Ward's Pond Way was $7,775 with a homeowner's exemption.

Source: Stephens County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,775.00 Homeowner's exemption	$337,965 Land $25,016 Building $312,949	$844,913 Land $62,540 Building $782,373
2023	$6,513.00 (+6.35%)	$218,788 (+6.35%) Land $25,016 Building $193,772	$546,969 (+6.34%) Land $62,540 Building $484,429
2022	$6,124.00	$205,734 Land $25,016 Building $180,718	$514,336 Land $62,540 Building $451,796

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 83 Ward's Pond Way in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 83 Ward's Pond Way is moderate, ranking above 46% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 49% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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