83 Twain Trl, Freeport, FL 32439 Property Records

Walton County property record for 83 Twain Trl, Freeport, FL 32439

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,721 sqft · built 2016
Lot Size	0.176 acres (7,708 sqft)
Owner	2 Individual Names on File
Last Sale	$440,000 (Jul 2022)
Tax Bill	$3,991 (2024)
Deeds & Mortgages	Jul 2022 Sale Dec 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`17-1S-19-23070-000-0320`

Property Details

APN / Parcel Number

Primary APN	`17-1S-19-23070-000-0320`
Alternative APN	`1028172`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,721 sqft Living Area
Gross Area	2,348 sqft
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2016
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,708 sqft (0.176 acres)
Garage Type	Finished
Garage Area	399 sqft
Porch	Porch
Porch Area	228 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1028172
Street Address	83 TWAIN TRL
City	FREEPORT
State	FL
Zip	32439-2294
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HAMBAY
Legal Description	LOT 32 PASSAGES AT HAMMOCK BAY PB 17-59 OR 2883-3030 OR 3011-2905 OR 3094-4753 OR 3227-2761 OR 3260-520
Legal Range	19W
Legal Township	01S
Legal Section	17
Legal Subdivision	PASSAGES AT HAMMOCK BAY
Legal Lot Number	32
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	2
Census Block	2011
Census Tract	950502

Owner

83 Twain Trl is owned and occupied by two individuals who bought it in July 2022.

Source: Walton County records, as of December 17, 2025

Owner of Record	2 Individual Names on File
Co-owner	Co-owner on File
Mailing Address	83 TWAIN TRL, FREEPORT, FL 32439-2294
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2022	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Dec 1, 2021	Warranty Deed, Transfer · Conventional Mortgage HIAWATHA NATIONAL BANK
Feb 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage ROYAL UNITED MORTGAGE LLC
Jun 13, 2019	Deed of Trust, Mortgage BNA BANK
Jan 14, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Jul 15, 2022 · Amount on File
Deed Sale	Jul 15, 2022 · Amount on File
Prior Sale	Dec 1, 2021 · Amount on File
Deed Document Number	0003260520
Deed Book / Page	3260 / 520
Record Updated	Jun 8, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jul 15, 2022
Property Address	83 TWAIN TRL, FREEPORT, FL 32439-2294
Document Number	0032600520
Book / Page	3260 / 520
Map Reference	MB 17 PG 59
Instrument Date	Jul 15, 2022
Instrument	20220032838
Transaction Type	Transfer
Record Updated	Aug 4, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$3,080.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	83 TWAIN TRL, 83, FREEPORT, FL 32439-2294

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	83 TWAIN TRL, FREEPORT, FL 32439-2294

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Dec 1, 2021
Property Address	83 TWAIN TRL, FREEPORT, FL 32439-2294
Document Number	0032272761
Book / Page	3227 / 2761
Map Reference	MB 17 PG 59
Instrument Date	Nov 30, 2021
Instrument	20210059263
Transaction Type	Transfer
Record Updated	Dec 15, 2021
Title Company	ADVANTAGEONE TITLE, ADVANTAGE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,870.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	130 BAYOU EDGE LNDG, 130, SANTA ROSA BEACH, FL 32459-8481

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	83 TWAIN TRL, FREEPORT, FL 32439-2294

Mortgage

Document Number	0032272763
Date	Dec 1, 2021
Instrument	3227/2763

Lender

Name	HIAWATHA NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	83 TWAIN TRL, FREEPORT, FL 32439-2294
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0031333944
Date	Feb 20, 2020
Book Page	3133/3944
Instrument	20200006067

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company
Address	INDIANAPOLIS, IN 46250

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Mar 1, 2040

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	83 TWAIN TRL, FREEPORT, FL 32439-2294
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0031081861
Date	Jun 13, 2019
Book Page	3108/1861
Instrument	20190019437

Lender

Name	BNA BANK
Type	Bank
Address	NEW ALBANY, MS 38652

Agreement

Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jan 14, 2019
Property Address	83 TWAIN TRL, FREEPORT, FL 32439-2294
Document Number	0030944753
Book / Page	003094 / 004753
Instrument Date	Jan 9, 2019
Instrument	1246
Transaction Type	Transfer
Record Updated	Jan 30, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$1,785.00
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	83 TWAIN TRL FREEPORT FL 324392294, FREEPORT, FL 32439-2294

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Municipality	Freeport City
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$328,489 Land $50,000 Building $278,489	$328,489 Land $50,000 Building $278,489
2024	$3,991.00 (-0.72%)
2023	$4,020.00 (+14.14%) Homeowner's exemption	$344,268 (+10.61%) Land $40,535 Building $303,733	$344,268 (+10.61%) Land $40,535 Building $303,733
2022	$3,522.00 Homeowner's exemption	$311,244 Land $44,994 Building $266,250	$311,244 Land $44,994 Building $266,250

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 83 Twain Trl in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 296 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	296 in force
Nearby Flood Claims	56 (1989–2020)
Claims Outside the SFHA	8 of 56
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 12 claims Hurricane Frances, Sep 2004 · 18 claims Hurricane Opal, Oct 1995 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 83 Twain Trl is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 79% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH BAY WATER SYSTEM serves 3,171 people · EPA ID FL1664019
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	1,000 / 1,000
Wildstar Networks Fixed Wireless	200 / 50

May also be available: Cox Communications.

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