83 Skyridge St, Ludlow, MA 01056 Property Records

Hampden County and Ludlow Town property record for 83 Skyridge St, Ludlow, MA 01056

Property Summary

Property Type	Single Family Home
Details	5 bd · 1 ba · 1,710 sqft · built 1955
Lot Size	0.358 acres (15,594 sqft)
Owner	2 Individual Names on File
Last Sale	$185,000 (Sep 2015)
Tax Bill	$6,233 (2026)
Deeds & Mortgages	Sep 2021 Refinance May 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`M:010-13950 B:133 L:0`

Property Details

APN / Parcel Number

Primary APN	`M:010-13950 B:133 L:0`
Alternative APNs	`LUDL M:10 B:13950 P:133` `7437`

Interior

Bedrooms	5 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,710 sqft Living Area
Gross Area	3,420 sqft
Basement Area	1,710 sqft
Unfinished Basement	1,710 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1978
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,594 sqft (0.358 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	7437
Street Address	83 SKYRIDGE ST
City	LUDLOW
State	MA
Zip	01056-1063
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES A-
Legal Block	13950
Jurisdiction	LUDLOW MA
Township / Civil Division	LUDLOW
Census Block Group	1
Census Block	1023
Census Tract	810414

Owner

83 Skyridge St is owned and occupied by two individuals who bought it in September 2015.

Source: Hampden County and Ludlow Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	83 SKYRIDGE ST, LUDLOW, MA 01056-1063
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance LUSO FCU
May 29, 2018	Deed of Trust, Mortgage LUSO FCU
May 29, 2018	Deed of Trust, Mortgage · ARM LUSO FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2015 · Amount on File
Deed Sale	Sep 30, 2015 · Amount on File
Prior Sale	Oct 14, 2014 · Amount on File
Transfer Doc	20460-83
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUDLOW MA
Property Address	83 SKYRIDGE ST, LUDLOW, MA 01056-1063
Transaction Type	Mortgage
Record Updated	Sep 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	24104-181
Date	Sep 7, 2021
Book Page	24104/181
Instrument	62648

Lender

Name	LUSO FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2036

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUDLOW MA
Property Address	83 SKYRIDGE ST, LUDLOW, MA 01056-1063
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	22190-508
Date	May 29, 2018
Book Page	22190/508
Instrument	29076

Lender

Name	LUSO FCU
Type	Credit Union

Agreement

Amount	Amount on Record
Term	48 Months
Due	May 1, 2022

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUDLOW MA
Property Address	83 SKYRIDGE ST, LUDLOW, MA 01056-1063
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	22190-485
Date	May 29, 2018
Book Page	22190/485
Instrument	29075

Lender

Name	LUSO FCU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	May 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.63%

Tax Assessment & Valuation

The 2026 property tax bill for 83 Skyridge St was $6,233, up 1.4% from the year before.

Source: Hampden County and Ludlow Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
County Subdivision	Ludlow Town
Unified School District	Ludlow School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,233.00 (+1.43%)	$389,300 (+9.91%) Land $98,700 Building $290,600	$367,982
2025	$6,145.00 (+6.15%)	$354,200 (+10.69%) Land $89,700 Building $264,500
2024	$5,789.00 (+3.78%)	$320,000 (+11.93%) Land $89,500 Building $230,500	$258,400
2023	$5,578.00	$285,900 Land $82,000 Building $203,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 83 Skyridge St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 83 Skyridge St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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