83 Shady St, Marion, NC 28752 Property Records

McDowell County property record for 83 Shady St, Marion, NC 28752

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,856 sqft · built 1954
Lot Size	0.557 acres (24,300 sqft)
Owner	Individual Name on Record
Last Sale	$320,000 (May 2023)
Tax Bill	$997 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Nov 2022 Reverse Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0782-04-50-8216`

Property Details

APN / Parcel Number

Primary APN	`0782-04-50-8216`
Alternative APNs	`25403` `79806`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,856 sqft Heated Area
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1975
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Asphalt
Lot Area	24,300 sqft (0.557 acres)
Lot Dimensions	162 ft deep x 150 ft wide
Garage Type	Mixed
Garage Area	308 sqft
Parking Spaces	4 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Oil

Location & Zoning

Account Number	79806
Street Address	83 SHADY ST
City	MARION
State	NC
Zip	28752-6408
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	0.40 AC EASTERN PT LOTS 11 & 12 PB 1/177
Legal Subdivision	LEDBETTER SUB
Legal Lot Number	11-12
Jurisdiction	MCDOWELL NC
Township / Civil Division	MARION
Census Block Group	2
Census Block	2003
Census Tract	970700

Owner

Source: McDowell County records, as of September 29, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	83 SHADY ST, MARION, NC 28752-6408
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 23, 2023	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Nov 23, 2022	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP
Nov 9, 2020	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 23, 2023 · Amount on Record
Deed Sale	May 23, 2023 · Amount on Record
Deed Document Number	0001435876
Deed Book / Page	1435 / 876
Record Updated	Jun 8, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDOWELL NC
Recording Date	May 23, 2023
Property Address	83 SHADY ST, MARION, NC 28752-6408
Document Number	0014350876
Book / Page	1435 / 876
Instrument Date	May 22, 2023
Instrument	2023002345
Transaction Type	Transfer
Record Updated	Jun 6, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$640.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	83 KIMBERLY LN, NEWLAND, NC 28657-9673

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	83 SHADY ST, MARION, NC 28752-6408

Mortgage

Document Number	0014350880
Date	May 23, 2023
Book Page	1435/880
Instrument	2023002346

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.2%
Type Change Date	Jun 1, 2028
Change Frequency	5 Years
Min Rate At Change	3.25%
Max Rate At Change	11.2%
Index	5-Year TN
Margin	2
Max Rate	11.2%

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDOWELL NC
Property Address	83 SHADY ST, MARION, NC 28752-6408
Transaction Type	Mortgage
Record Updated	Dec 6, 2022
Title Company	FNC TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	83 SHADY ST, MARION, NC 28752-6408

Mortgage

Document Number	0014200263
Date	Nov 23, 2022
Book Page	1420/263
Instrument	2022006810

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.86%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2023
Change Frequency	Monthly
Index	1-Year T-Bill
Max Rate	11.8%

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDOWELL NC
Property Address	83 SHADY ST, MARION, NC 28752-6408
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	83 SHADY ST, MARION, NC 28752-6408

Mortgage

Document Number	0013290311
Date	Nov 9, 2020
Book Page	1329/311
Instrument	2020005876

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	358 Months
Due	Sep 25, 2050

Tax Assessment & Valuation

Source: McDowell County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	McDowell County
Unified School District	McDowell County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$997.00	$140,820 (-) Land $25,000 Building $115,820
2023	$997.00	$140,820 Land $25,000 Building $115,820	$140,820 Land $25,000 Building $115,820

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 13, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (2004–2024)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MARION serves 9,362 people · EPA ID NC0156010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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