83 Riverbend Rd, Toccoa, GA 30577 Property Records

Stephens County property record for 83 Riverbend Rd, Toccoa, GA 30577 · Last verified March 2026

Property Summary

Property Type	Rural Home
Details	2 bd · 1 ba · 900 sqft · built 2022
Lot Size	10 acres (435,600 sqft)
Owner	Individual Name on File
Last Sale	$85,000 (Nov 2021)
Tax Bill	$1,859 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Apr 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`034 031`

Property Details

APN / Parcel Number

Primary APN	`034 031`
Alternative APNs	`105069` `443400`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	900 sqft Heated Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	435,600 sqft (10 acres)
Terrain	Gentle Slope
Porch	Porch
Deck Area	448 sqft
Utility Building	360 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	443400
Street Address	83 RIVERBEND RD
City	TOCCOA
State	GA
Zip	30577-6736
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	OFF GA HWY 106
Jurisdiction	STEPHENS GA
Township / Civil Division	MARTIN-AVALON
Census Block Group	1
Census Block	1014
Census Tract	970401

Owner

Source: Stephens County records · APN 034 031

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 3, MOUNT AIRY, GA 30563-0003
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2022	Deed of Trust, Mortgage NORTH GEORGIA CREDIT UNION
Apr 28, 2023	Deed of Trust, Mortgage · Conventional Mortgage NORTH GEORGIA CREDIT UNION
Nov 17, 2021	Warranty Deed, Transfer · Conventional Mortgage NORTH GEORGIA CREDIT UNION
Feb 26, 2021	Limited Warranty Deed, Transfer · Conventional Mortgage NORTHEAST GEORGIA BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 17, 2021 · Amount on Record
Deed Sale	Nov 17, 2021 · Amount on Record
Prior Sale	Feb 26, 2021 · Amount on Record
Deed Document Number	0001275374
Deed Book / Page	1275 / 374
Record Updated	Jun 08, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Property Address	83 RIVERBEND RD, TOCCOA, GA 30577-6736
Transaction Type	Mortgage
Record Updated	Feb 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	RIVERBEND RD

Mortgage

Document Number	0013050000000199
Date	Jul 28, 2022
Book Page	0000001305/0000000199

Lender

Name	NORTH GEORGIA CREDIT UNION

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Jan 01, 2023

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Property Address	RIVERBEND RD, TOCCOA, GA 30577
Transaction Type	Mortgage
Record Updated	Mar 01, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	83 RIVERBEND RD, TOCCOA, GA 30577-6736

Mortgage

Document Number	0013280000000465
Date	Apr 28, 2023
Book Page	0000001328/0000000465
Instrument	2023000551

Lender

Name	NORTH GEORGIA CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jan 01, 2028

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS GA
Recording Date	Nov 17, 2021
Property Address	RIVERBEND RD, TOCCOA, GA 30577
Document Number	0012750374
Book / Page	1275 / 374
Instrument Date	Nov 17, 2021
Instrument	2021-001632
Transaction Type	Transfer
Record Updated	Mar 01, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 3, MOUNT AIRY, GA 30563-0003

Mortgage

Document Number	0012750000000376
Date	Nov 19, 2021
Book Page	0000001275/0000000376

Lender

Name	NORTH GEORGIA CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jan 01, 2026

February 2021: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	STEPHENS GA
Recording Date	Feb 26, 2021
Property Address	RIVERBEND RD, TOCCOA, GA 30577
Document Number	0012410082
Book / Page	1241 / 82
Instrument Date	Feb 26, 2021
Instrument	2021-000252
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	126 CAMERON CIR APT L, L, CLARKESVILLE, GA 30523-5554

Mortgage

Document Number	0012410000000084
Date	Feb 26, 2021
Book Page	0000001241/0000000084

Lender

Name	NORTHEAST GEORGIA BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jan 01, 2026

Tax Assessment & Valuation

Source: Stephens County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,859.00 (+113.19%) Homeowner's exemption	$81,088 (+176.58%) Land $15,699 Building $65,389	$202,721 (+176.58%) Land $39,248 Building $163,473
2023	$872.00	$29,318 Land $15,699 Building $13,619	$73,295 Land $39,248 Building $34,047

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stephens County (13257C), updated September 26, 2008 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 132579704011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Moderate above 46% of the US · above 50% of Georgia
Wildfire Likelihood	About 1 in 1,031 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 11 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
TruVista Communications	Cable	500 / 50

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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