Essex County and Gloucester City property record for 83 Prospect St, Gloucester, MA 01930
| Property Type | Apartments (5+ Units) |
|---|---|
| Details | 13 bd · 9 ba · 4,517 sqft · built 1900 |
| Lot Size | 0.089 acres (3,888 sqft) |
| Owner | Company Name on File |
| Last Sale | $295,000 (Jun 2010) |
| Tax Bill | $10,529 (2025) |
| Deeds & Mortgages | Oct 2022 Refinance Apr 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | GLOU M:0013 B:0039 L:0000 |
| Primary APN | GLOU M:0013 B:0039 L:0000 |
|---|
| Bedrooms | 13 Beds |
|---|---|
| Full Baths | 9 Baths |
| Units | 9 Units |
| Stories | 3 Stories |
| Building Area | 4,517 sqft Living Area |
| Gross Area | 6,495 sqft |
| 1st Floor Area | 1,775 sqft |
| Basement Area | 1,843 sqft |
| Unfinished Basement | 687 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Asbestos |
| Construction Type | Frame |
| Roof Type | Mansard |
| Roof Material | Asphalt |
| Lot Area | 3,888 sqft (0.089 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 83 PROSPECT ST |
|---|---|
| City | GLOUCESTER |
| State | MA |
| Zip | 01930-3730 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Apartments (5+ Units) |
| Local Zoning Code | R-5 |
| Legal Block | 39 |
| Jurisdiction | GLOUCESTER MA |
| Township / Civil Division | GLOUCESTER |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 221500 |
Source: Essex County and Gloucester City records · APN GLOU M:0013 B:0039 L:0000
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 9 LEE ST, MARBLEHEAD, MA 01945-3214 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Oct 07, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance DIGITAL FCU |
| Apr 06, 2018 | Deed of Trust, Mortgage DIGITAL FCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 25, 2010 · Amount on Record |
| Deed Sale | Jun 25, 2010 · Amount on Record |
| Prior Sale | Feb 17, 1999 · Amount on Record |
| Deed Book / Page | 29557 / 199 |
| Transfer Doc | 027448-162 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Property Address | 83 PROSPECT ST, GLOUCESTER, MA 01930-3730 |
| Transaction Type | Mortgage |
| Record Updated | Jan 25, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0041234-17 |
|---|---|
| Date | Oct 07, 2022 |
| Book Page | 41234/17 |
| Instrument | 20221007001290 |
| Name | DIGITAL FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Property Address | 83 PROSPECT ST, GLOUCESTER, MA 01930-3730 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 36632-520 |
|---|---|
| Date | Apr 06, 2018 |
| Book Page | 36632/520 |
| Instrument | 180406002890 |
| Name | DIGITAL FCU |
|---|---|
| Type | Credit Union |
| Amount | Amount Recorded |
|---|
Source: Essex County and Gloucester City records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Gloucester City |
| Unified School District | Gloucester School District (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $10,529.00 (+2.58%) | $1,083,200 (+2.68%) Land $219,400 Building $863,800 |
| 2024 | $10,264.00 (-2.8%) | $1,054,900 (+5.79%) Land $208,700 Building $846,200 |
| 2023 | $10,560.00 | $997,200 Land $186,300 Building $810,900 |
Source: FEMA National Flood Hazard Layer as of July 10, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 33 individual policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 42 units insured incl. 9 condo units |
| Nearby Flood Claims | 13 (1987–2020) |
| Claims Outside the SFHA | 4 of 13 |
| Most Recent Claim | Aug 2020 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026
| Historic District | Within the Central Gloucester Historic District listed 1982 · 182 contributing resources · NRIS 82001881 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile USA.
Based on FCC filings for 208 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | GLOUCESTER PUBLIC UTILITY DIVISION serves 37,440 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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