83 Oldfield Point Rd, Elkton, MD 21921 Property Records

Cecil County property record for 83 Oldfield Point Rd, Elkton, MD 21921

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,738 sqft · built 1977
Lot Size	4.14 acres (180,338 sqft)
Owner	2 Individual Names on File
Last Sale	$510,000 (Apr 2022)
Tax Bill	$4,963 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05-047625`

Property Details

APN / Parcel Number

Primary APN	`05-047625`
Alternative APNs	`5047625` `047625`

Interior

Full Baths	4 Baths
Stories	2 Stories
Building Area	2,738 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	180,338 sqft (4.14 acres)
Garage Type	Basement
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	288 sqft
Deck Area	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	047625
Street Address	83 OLDFIELD POINT RD
City	ELKTON
State	MD
Zip	21921-7605
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	4.149 ACRES 83 OLDFIELD POINT ROAD S/W OF ELKTON
Jurisdiction	CECIL MD
Township / Civil Division	5, NORTH EAST
Census Block Group	3
Census Block	3014
Census Tract	30904

Owner

Source: Cecil County records · APN 05-047625

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	83 OLDFIELD POINT RD, ELKTON, MD 21921-7605
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2023	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Oct 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Apr 29, 2022	Deed, Transfer · Conventional Mortgage EMM LOANS LLC
Oct 25, 2018	Deed, Transfer · Conventional Mortgage 1ST ALLIANCE LENDING LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 29, 2022 · Amount on Record
Deed Sale	Apr 29, 2022 · Amount on Record
Prior Sale	Oct 25, 2018 · Amount on Record
Deed Book / Page	5157 / 93
Record Updated	Sep 20, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	83 OLDFIELD POINT RD, ELKTON, MD 21921-7605
Transaction Type	Mortgage
Record Updated	Apr 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	83 OLDFIELD POINT RD, ELKTON, MD 21921-7605

Mortgage

Document Number	0053130388
Date	Apr 13, 2023
Book Page	5313/388

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	479 Months
Due	Mar 12, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	83 OLDFIELD POINT RD, ELKTON, MD 21921-7605
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	CLOSING USA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0047160001
Date	Oct 30, 2020
Book Page	4716/1

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2050

April 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CECIL MD
Recording Date	Apr 29, 2022
Property Address	83 OLDFIELD POINT RD, ELKTON, MD 21921-7605
Document Number	0051570093
Book / Page	5157 / 93
Instrument Date	Apr 29, 2022
Transaction Type	Transfer
Record Updated	May 10, 2022
Title Company	EQUITABLE TITLE/FL, EQUITABLE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	83 OLDFIELD POINT RD, ELKTON, MD 21921-7605

Mortgage

Document Number	0005157104
Date	Apr 29, 2022
Instrument	5157-104

Lender

Name	EMM LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2052

October 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	CECIL MD
Recording Date	Oct 25, 2018
Property Address	83 OLDFIELD POINT RD, ELKTON, MD 21921-7605
Document Number	0043170256
Book / Page	4317 / 256
Instrument Date	Oct 17, 2018
Transaction Type	Transfer
Record Updated	May 02, 2022
Title Company	KIRSH TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	83 OLDFIELD POINT RD, ELKTON, MD 21921-7605

Mortgage

Document Number	0004317262
Date	Oct 25, 2018
Instrument	4317/262

Lender

Name	1ST ALLIANCE LENDING LLC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2048

Tax Assessment & Valuation

Source: Cecil County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$478,000 (+23.13%) Land $135,200 Building $342,800	$478,000 (+23.13%) Land $135,200 Building $342,800
2025	$4,963.00 (+36.08%) Homeowner's exemption
2023	$3,647.00	$388,200 Land $135,200 Building $253,000	$388,200 Land $135,200 Building $253,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cecil County (24015C), as of May 10, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240150309043, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Talkie Communications.

Based on FCC filings for 72 locations within half a mile of this property.

Cell Coverage

5G and 4G LTE (outdoors only)

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