83 Oak Trees Ln W, Freeport, FL 32439 Property Records

Walton County property record for 83 Oak Trees Ln W, Freeport, FL 32439

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,728 sqft · built 2023
Lot Size	0.307 acres (13,373 sqft)
Owner	Individual Name on Record
Last Sale	$390,000 (Dec 2023)
Tax Bill	$3,923 (2024)
Deeds & Mortgages	May 2025 Mortgage Dec 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-1S-19-23101-000-0380`

Property Details

APN / Parcel Number

Primary APN	`18-1S-19-23101-000-0380`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,728 sqft Living Area
Gross Area	2,396 sqft
Flooring	Hardwood
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2023
Exterior Material	Fiber Cement Siding
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	13,373 sqft (0.307 acres)
Lot Dimensions	15.5 ft deep x 9 ft wide
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	83 OAK TREES LN W
City	FREEPORT
State	FL
Zip	32439-2947
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 38 HAMMOCK OAKS ESTS PH 2 PB 24-20 OR 3235-2907 OR 3281-4794 OR 3311-2628
Legal Subdivision	HAMMOCK OAKS ESTATES PH I
Legal Phase	2
Legal Lot Number	38
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	2
Census Block	2059
Census Tract	950502

Owner

Source: Walton County records, as of December 17, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	83 OAK TREES LN W, FREEPORT, FL 32439-2947
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 30, 2025	Deed of Trust, Mortgage · Conventional Mortgage ACC MORTGAGE INC
Dec 29, 2023	Warranty Deed, Transfer · Conventional Mortgage ACC MORTGAGE INC
Mar 1, 2023	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 29, 2023 · Amount on Record
Deed Sale	Dec 29, 2023 · Amount on Record
Prior Sale	Mar 1, 2023 · Amount on Record
Deed Document Number	20230046098
Deed Book / Page	3311 / 2628
Record Updated	Jun 8, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	83 OAK TREES LN W, FREEPORT, FL 32439-2947
Transaction Type	Mortgage
Record Updated	Dec 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	83 OAK TREES LN W, FREEPORT, FL 32439-2947

Mortgage

Document Number	0033600507
Date	May 30, 2025
Book Page	3360/507
Instrument	20250018978

Lender

Name	ACC MORTGAGE INC
Type	Mortgage Company
Address	ROCKVILLE, MD 20850

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2055

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Dec 29, 2023
Property Address	83 OAK TREES LN W, FREEPORT, FL 32439-2947
Document Number	0033112628
Book / Page	3311 / 2628
Map Reference	MB 24 PG 20
Instrument Date	Dec 28, 2023
Instrument	20230046098
Transaction Type	Transfer
Record Updated	Dec 18, 2025
Title Company	FOLIO TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,730.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3020 FOX HILL RD, EASTON, PA 18045-8020

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	83 OAK TREES LN W, FREEPORT, FL 32439-2947

Mortgage

Document Number	0033112630
Date	Dec 29, 2023
Instrument	3311/2630

Lender

Name	ACC MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

March 2023: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Mar 1, 2023
Property Address	83 OAK TREES LN W, FREEPORT, FL 32439-2947
Document Number	0032814794
Book / Page	3281 / 4794
Map Reference	MB 24 PG 20-25
Instrument Date	Feb 27, 2023
Instrument	20230006969
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 18, 2025
Title Company	DHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,552.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14251 PANAMA CITY BEACH PKWY, PANAMA CITY BEACH, FL 32413-2820

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3020 FOX HILL RD, EASTON, PA 18045-8020
Investor	Possibly a Property Investor

Mortgage

Document Number	0032814795
Date	Mar 1, 2023
Instrument	3281/4795

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2053

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Municipality	Freeport City
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$287,817 (+554.13%) Land $44,000 Building $243,817	$287,817 (+554.13%) Land $44,000 Building $243,817
2024	$3,923.00 (+583.45%)
2023	$574.00 (+1,95%)	$44,000 (+1,901.82%) Land $44,000	$44,000 (+1,901.82%) Land $44,000
2022	$28.00	$2,198 Land $2,198	$2,198 Land $2,198

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 296 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	296 in force
Nearby Flood Claims	56 (1989–2020)
Claims Outside the SFHA	8 of 56
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 12 claims Hurricane Frances, Sep 2004 · 18 claims Hurricane Opal, Oct 1995 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 64% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Wildstar Networks Fixed Wireless	200 / 50

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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