Albany County and Westerlo Town property record for 83 Myrtle Ln, Westerlo, NY 12193
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,577 sqft · built 1978 |
| Lot Size | 8.5 acres (370,260 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $5,573 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Mar 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 013800 162.-1-31 |
| Primary APN | 013800 162.-1-31 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,577 sqft Living Area |
| 1st Floor Area | 1,152 sqft |
| Upper Floors Area | 425 sqft |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Rustic |
| Exterior Material | Wood |
| Lot Area | 370,260 sqft (8.5 acres) |
| Garage Type | Detached |
| Garage Area | 320 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Type | Above-Ground Pool |
|---|---|
| Pool Area | 120 sqft |
| Porch | Slab |
| Porch Area | 804 sqft |
| Shed | 1 Shed |
| Pole Barn | Pole Barn |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 16200000010310000000 |
|---|---|
| Street Address | 83 MYRTLE LN |
| City | WESTERLO |
| State | NY |
| Zip | 12193-3228 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RDA |
| Legal Block | 1 |
| Legal Lot Number | 31.000 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | WESTERLO |
| Census Block Group | 2 |
| Census Block | 2046 |
| Census Tract | 14803 |
Source: Albany County and Westerlo Town records, as of March 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 83 MYRTLE LN, WESTERLO, NY 12193-3228 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 15, 2021 | Deed of Trust, Mortgage · VA Mortgage PREMIA MORTGAGE LLC |
| Mar 21, 2019 | Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 15, 2021 |
| Deed Sale | Dec 15, 2021 |
| Deed Document Number | 202137960 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 83 MYRTLE LN, WESTERLO, NY 12193-3228 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2022 |
| Title Company | A AND G TITLE AND SETTLEMENT |
| Name | Verified Name |
|---|---|
| Address | 83 MYRTLE LN, WESTERLO, NY 12193-3228 |
| Document Number | 0000007961 |
|---|---|
| Date | Dec 15, 2021 |
| Instrument | R2021-37961 |
| Name | PREMIA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | TROY, MI 48098 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Change Frequency | 6 Months |
|---|---|
| Index | 5-Year CMT |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 83 MYRTLE LN, WESTERLO, NY 12193-3228 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000005512 |
|---|---|
| Date | Mar 21, 2019 |
| Instrument | R2019-05512 |
| Name | MANUFACTURERS & TRADERS TRUST CO |
|---|---|
| Type | Bank |
| Address | 00000 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Albany County and Westerlo Town assessment roll, as of March 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| County Subdivision | Westerlo Town |
| Unified School District | Greenville Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,573.00 | $1,675 (-) Land $350 Building $1,325 | $288,793 (+10.35%) Land $60,345 Building $228,448 |
| 2023 | $1,675 Land $350 Building $1,325 | $261,700 Land $54,684 Building $207,016 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mid-Hudson Cablevision Cable | 400 / 25 |
| Starlink Satellite | 280 / 30 |
5G and 4G LTE (outdoors only)
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