83 Memory Ln, Laconia, NH 03246 Property Records

Belknap County and Laconia City property record for 83 Memory Ln, Laconia, NH 03246

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,092 sqft · built 2018
Owner	Individual Name on File
Tax Bill	$5,122 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit Nov 2020 Mortgage + 1 more
APN	`11988`

Property Details

APN / Parcel Number

Primary APN	`11988`
Alternative APN	`LACO M:160 B:528 L:5 U:17`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,092 sqft Living Area
Gross Area	2,534 sqft
Basement Area	1,092 sqft
Unfinished Basement	532 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	11988
Street Address	83 MEMORY LN
City	LACONIA
State	NH
Zip	03246-4910
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CR
Legal Block	528
Legal Lot Number	5
Jurisdiction	LACONIA CITY NH
Township / Civil Division	LACONIA
Census Block Group	5
Census Block	5001
Census Tract	966100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the New Hampshire Veterans' Association Historic District listed 1980 · 19 contributing resources · NRIS 80000267

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

83 Memory Ln is owned and occupied by an individual.

Source: Belknap County and Laconia City records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	83 MEMORY LN, LACONIA, NH 03246-4910
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2023	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Nov 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC
Aug 24, 2018	Deed of Trust, Mortgage UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LACONIA CITY NH
Property Address	83 MEMORY LN, LACONIA, NH 03246-4910
Transaction Type	Mortgage
Record Updated	Apr 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003560-794
Date	Apr 7, 2023
Book Page	3560/794
Instrument	2302544

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	May 1, 2048

Interest

Rate Type	Adjustable Rate

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LACONIA CITY NH
Property Address	83 MEMORY LN, LACONIA, NH 03246-4910
Document Number	0033650037
Instrument Date	Nov 9, 2020
Transaction Type	Mortgage
Record Updated	Dec 7, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	83 MEMORY LN LACONIA NH 032464910, LACONIA, NH 03246-4910

Mortgage

Document Number	0033650037
Date	Nov 17, 2020
Book Page	003365/000037
Instrument	2014783

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 16, 2050

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LACONIA CITY NH
Property Address	83 MEMORY LN, LACONIA, NH 03246-4910
Document Number	0031920076
Instrument Date	Aug 24, 2018
Transaction Type	Mortgage
Record Updated	Sep 7, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	83 MEMORY LN #17 LACONIA NH 032464910, 17, LACONIA, NH 03246-4910

Mortgage

Document Number	0031920076
Date	Aug 28, 2018
Book Page	003192/000076
Instrument	9021

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 27, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 83 Memory Ln was $5,122.

Source: Belknap County and Laconia City assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Belknap County
Municipality	Laconia City
Unified School District	Laconia School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,122.00	$394,600 Building $394,600
2023	$4,942.00 (+9.43%)	$355,300 (+16.84%) Building $355,300
2022	$4,516.00	$304,100 Building $304,100

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA has no flood map on file for 83 Memory Ln; 1 flood insurance policy is in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 83 Memory Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LACONIA WATER WORKS serves 17,125 people · EPA ID NH1281010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Breezeline Cable	1,000 / 50

May also be available: Fidium Fiber, Netafy, T-Mobile, Verizon.

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