83 Ledbetter Rd, Cullowhee, NC 28723 Property Records

Jackson County property record for 83 Ledbetter Rd, Cullowhee, NC 28723 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,152 sqft · built 1971
Lot Size	0.81 acres (35,303 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,273 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Jun 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`7559-47-1148`

Property Details

APN / Parcel Number

Primary APN	`7559-47-1148`
Alternative APN	`131574`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,152 sqft Heated Area
1st Floor Area	768 sqft
Basement Area	384 sqft
Flooring	Tile
Interior Walls	Plywood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Exterior Material	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	35,303 sqft (0.81 acres)
Deck Area	312 sqft
Patio Area	108 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	83 LEDBETTER RD
City	CULLOWHEE
State	NC
Zip	28723-9658
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FORMER FRATERNITY HOUSE
Jurisdiction	JACKSON NC
Township / Civil Division	CULLOWHEE
Census Block Group	3
Census Block	3000
Census Tract	950600

Owner

Source: Jackson County records · APN 7559-47-1148

Assessment roll updated August 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	83 LEDBETTER RD, CULLOWHEE, NC 28723-9658
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2021	Intrafamily Transfer, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jun 05, 2020	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS
Mar 09, 2018	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BK NW NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 20, 2021
Deed Sale	Apr 20, 2021
Prior Sale	Jun 05, 2020 · Amount on Record
Prior Transfer Date	Apr 12, 2021
Prior Transfer Doc	0022990737
Record Updated	Jun 08, 2026

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JACKSON NC
Recording Date	Apr 20, 2021
Property Address	83 LEDBETTER RD, CULLOWHEE, NC 28723-9658
Document Number	0022990737
Book / Page	2299 / 737
Instrument Date	Apr 12, 2021
Transaction Type	Transfer
Record Updated	Aug 23, 2022
Title Company	MORTGAGE CONNECT LP

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	83 LEDBETTER RD, CULLOWHEE, NC 28723-9658

Mortgage

Document Number	0002299742
Date	Apr 20, 2021
Instrument	2299/742

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2051

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Jun 05, 2020
Property Address	83 LEDBETTER RD, CULLOWHEE, NC 28723-9658
Document Number	0022680562
Book / Page	002268 / 000562
Instrument Date	Jun 04, 2020
Transaction Type	Transfer
Record Updated	Aug 11, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$498.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	83 LEDBETTER RD CULLOWHEE NC 287239658, CULLOWHEE, NC 28723-9658

Mortgage

Document Number	22680565
Date	Jun 05, 2020
Book Page	002268/000565

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 04, 2050

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON NC
Property Address	83 LEDBETTER RD, CULLOWHEE, NC 28723-9658
Document Number	0022091099
Instrument Date	Mar 09, 2018
Transaction Type	Mortgage
Record Updated	Apr 02, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	83 LEDBETTER RD CULLOWHEE NC 287239658, CULLOWHEE, NC 28723-9658

Mortgage

Document Number	0022091099
Date	Mar 21, 2018
Book Page	002209/001099

Lender

Name	WELLS FARGO BK NW NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 20, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Jackson County records · Assessment roll updated August 8, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Jackson County
Unified School District	Jackson County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$1,273.00 (+39.28%)	$335,087 (+39.31%) Land $134,400 Building $200,687
2023	$914.00	$240,540 Land $120,960 Building $119,580

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Jackson County (37099C), updated January 16, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370999506003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Nearby Flood Policies	9 in force
Nearby Flood Claims	2 (2024)
Most Recent Claim	Sep 2024, river or lake flooding, Tropical Storm Helene

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 72 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Optimum Communications	Cable	940 / 35
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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