83 Elm St, Millburn, NJ 07041 Property Records

Essex County and Millburn Township property record for 83 Elm St, Millburn, NJ 07041

Property Summary

Property Type	Single Family Home
Details	2,367 sqft · built 1930
Lot Size	0.234 acres (10,202 sqft)
Owner	2 Individual Names on File
Last Sale	$743,100 (Feb 2006)
Tax Bill	$17,489 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-00202-0000-00005`

Property Details

APN / Parcel Number

Primary APN	`12-00202-0000-00005`
Alternative APNs	`120020200005` `07041`

Interior

Stories	2 Stories
Building Area	2,367 sqft Living Area

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Split Level
Exterior Material	Brick
Construction Type	Brick
Lot Area	10,202 sqft (0.234 acres)
Lot Dimensions	150 ft deep x 68 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	83 ELM ST
City	MILLBURN
State	NJ
Zip	07041-2111
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	68X150
Legal Block	202
Legal Lot Number	5
Jurisdiction	ESSEX NJ
Township / Civil Division	MILLBURN
Census Block Group	1
Census Block	1003
Census Tract	20200

Owner

83 Elm St is owned and occupied by two individuals who bought it in February 2006.

Source: Essex County and Millburn Township records, as of July 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	83 ELM ST, MILLBURN, NJ 07041-2111
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2026	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Oct 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage INVESTORS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 10, 2006 · Amount on File
Deed Sale	Feb 10, 2006 · Amount on File
Deed Book / Page	6297 / 6
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	83 ELM ST, MILLBURN, NJ 07041-2111
Transaction Type	Mortgage
Record Updated	Apr 17, 2026
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC OH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	83 ELM ST, MILLBURN, NJ 07041-2111

Mortgage

Document Number	0000020217
Date	Mar 25, 2026
Instrument	2026020217

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Mar 22, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	83 ELM ST, MILLBURN, NJ 07041-2111
Document Number	0000114807
Instrument Date	Oct 30, 2020
Transaction Type	Mortgage
Record Updated	Dec 3, 2020
Title Company	EVIDENT TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	83 ELM ST MILLBURN NJ 070412111, MILLBURN, NJ 07041-2111

Mortgage

Document Number	0000114807
Date	Nov 18, 2020
Instrument	114807

Lender

Name	INVESTORS BK
Type	Bank
Address	MILLBURN, NJ 07041

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Nov 17, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 83 Elm St was $17,489, up 1.9% from the year before.

Source: Essex County and Millburn Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Millburn Township
Unified School District	Millburn Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$866,200 (-) Land $491,000 Building $375,200	$866,200 (-) Land $491,000 Building $375,200
2025	$17,489.00 (+1.87%)	$866,200 Land $491,000 Building $375,200	$866,200 Land $491,000 Building $375,200
2024	$17,168.00
2023		$866,200 Land $491,000 Building $375,200	$866,200 Land $491,000 Building $375,200
2022	$16,830.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 83 Elm St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	6 (1980–2011)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 83 Elm St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 89% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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