83 Elm St, Keene, NH 03431 Property Records

Cheshire County and Keene City property record for 83 Elm St, Keene, NH 03431

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,858 sqft · built 1898
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on File
Last Sale	$165,000 (Apr 2007)
Tax Bill	$6,520 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Dec 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`KEEN M:554 L:64`

Property Details

APN / Parcel Number

Primary APN	`KEEN M:554 L:64`
Alternative APN	`554064000000000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,858 sqft Living Area
Gross Area	2,940 sqft
1st Floor Area	957 sqft
Basement Area	901 sqft
Unfinished Basement	901 sqft

Exterior

Year Built	Built 1898
Effective Year Built	Effective 1898
Architectural Style	Duplex Single
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,326 sqft (0.26 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	554064000000000
Street Address	83 ELM ST
City	KEENE
State	NH
Zip	03431-3051
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	HD
Legal Lot Number	64
Jurisdiction	KEENE CITY NH
Township / Civil Division	KEENE
Census Block Group	1
Census Block	1005
Census Tract	971300

Owner

83 Elm St, a duplex, is owned by an individual who bought it in April 2007.

Source: Cheshire County and Keene City records, as of April 28, 2026

Owner of Record	Individual Name on File
Mailing Address	373 ROUTE 9, SULLIVAN, NH 03445-4212
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2021	Deed of Trust, Mortgage · FHA Mortgage RESIDENTIAL MORTGAGE SERVICES
Dec 13, 2022	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 6, 2007 · Amount on File
Deed Sale	Apr 6, 2007 · Amount on File
Prior Sale	Dec 19, 1997 · Amount on File
Deed Book / Page	2426 / 762
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KEENE CITY NH
Property Address	83 ELM ST, KEENE, NH 03431-3051
Transaction Type	Mortgage
Record Updated	Dec 8, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003153-677
Date	Mar 8, 2021
Book Page	3153/677
Instrument	2102479

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KEENE CITY NH
Property Address	83 ELM ST, KEENE, NH 03431-3051
Transaction Type	Mortgage
Record Updated	Dec 8, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003234-388
Date	Dec 13, 2022
Book Page	3234/388
Instrument	2211141

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Jan 1, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 83 Elm St was $6,520, up 3.9% from the year before.

Source: Cheshire County and Keene City assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Cheshire County
Municipality	Keene City
Unified School District	Keene School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,520.00 (+3.94%)	$189,700 (-) Land $42,700 Building $147,000
2024	$6,273.00 (+3.69%)	$189,700 (-) Land $42,700 Building $147,000
2023	$6,050.00 (+2.79%)	$189,700 (-) Land $42,700 Building $147,000
2022	$5,886.00	$189,700 Land $42,700 Building $147,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 83 Elm St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 83 Elm St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KEENE WATER DEPT serves 30,000 people · EPA ID NH1241010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 464 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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