83 E Cundys Point Rd, Harpswell, ME 04079 Property Records

Cumberland County and Harpswell Town property record for 83 E Cundys Point Rd, Harpswell, ME 04079

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,128 sqft · built 1977
Lot Size	0.88 acres (38,333 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,100,000 (Sep 2020)
Tax Bill	$8,664 (2025)
Deeds & Mortgages	Aug 2022 Transfer Sep 2020 Mortgage
Flood Zone	Zone VE (high risk)
APN	`HARP M:065 L:053`

Property Details

APN / Parcel Number

Primary APN	`HARP M:065 L:053`
Alternative APN	`4564`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,128 sqft Living Area
Gross Area	7,078 sqft
1st Floor Area	2,034 sqft
Basement Area	2,034 sqft
Unfinished Basement	2,034 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	38,333 sqft (0.88 acres)
Garage Type	Attached
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	4564
Street Address	83 E CUNDYS POINT RD
City	HARPSWELL
State	ME
Zip	04079-4621
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR
Legal Lot Number	53
Jurisdiction	HARPSWELL ME
Township / Civil Division	HARPSWELL
Census Block Group	2
Census Block	2002
Census Tract	17102

Owner

Source: Cumberland County and Harpswell Town records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	18 WEDGEMERE AVE, WINCHESTER, MA 01890-2440
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2022	Correction Deed
Sep 4, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage CITIZENS BANK OF RHODE ISLAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 4, 2020 · Amount on Record
Deed Sale	Sep 4, 2020 · Amount on Record
Prior Sale	Nov 5, 2019
Deed Document Number	202055001
Deed Book / Page	37140 / 289
Last Transfer Date	Aug 15, 2022
Transfer Doc	0396660083
Record Updated	Sep 20, 2026

August 2022: Correction Deed

Document Type	Correction Deed
Jurisdiction	HARPSWELL ME
Recording Date	Aug 23, 2022
Property Address	83 E CUNDYS POINT RD, HARPSWELL, ME 04079-4621
Document Number	0396660083
Book / Page	39666 / 83
Instrument Date	Aug 15, 2022
Instrument	43585
Record Updated	Sep 5, 2022

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	145 WALLACE SHORE RD, HARPSWELL, ME 04079-4155

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARPSWELL ME
Recording Date	Sep 4, 2020
Property Address	83 E CUNDYS POINT RD, HARPSWELL, ME 04079-4621
Document Number	0371400289
Book / Page	37140 / 289
Instrument Date	Sep 3, 2020
Instrument	55001
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Venture

Mortgage

Document Number	55002
Date	Sep 4, 2020
Instrument	55002

Lender

Name	CITIZENS BANK OF RHODE ISLAND
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cumberland County and Harpswell Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Harpswell Town
Unified School District	School Administrative District 75 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$8,664.00 (+8.63%)	$1,300,900 (+3.73%) Land $793,500 Building $507,400
2024	$7,976.00 (+4.26%)	$1,254,100 (-) Land $793,500 Building $460,600
2023	$7,650.00 (+3.39%)	$1,254,100 (-) Land $793,500 Building $460,600
2022	$7,399.00	$1,254,100 Land $793,500 Building $460,600

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	24.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 22 policies
Nearby Flood Policies	22 in force
Nearby Flood Claims	2 (2024)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jan 2024 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jan 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

Cell Coverage

4G LTE (outdoors only), no 5G reported

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