83 Cub Trl, Evergreen, CO 80439 Property Records

Clear Creek County property record for 83 Cub Trl, Evergreen, CO 80439

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,525 sqft · built 2004
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,597 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Aug 2023 Reverse Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`2085-362-02-031`

Property Details

APN / Parcel Number

Primary APN	`2085-362-02-031`
Alternative APN	`R014456`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,525 sqft Living Area
Gross Area	2,425 sqft
Basement Area	900 sqft
Flooring	Carpet

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Traditional
Exterior Material	Shingles
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Terrain	Below Road/Slope
Deck Area	422 sqft
Patio Area	422 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	R014456
Street Address	83 CUB TRL
City	EVERGREEN
State	CO
Zip	80439-4024
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MR-1
Legal Description	SUBDIVISION: BROOK FOREST ESTATE LOT: 19-E F2 & IMPS DESTROYED BY FIRE 2/3/04 PRORATED
Legal Subdivision	BROOK FOREST ESTATE
Legal Lot Number	19-E
Jurisdiction	CLEAR CREEK CO
Township / Civil Division	IDAHO SPRINGS
Census Block Group	1
Census Block	1057
Census Tract	14701

Owner

83 Cub Trl is owned and occupied by two individuals who acquired it in August 2023.

Source: Clear Creek County records, as of August 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	83 CUB TRL, EVERGREEN, CO 80439-4024
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage CHERRY CREEK MORTGAGE CO INC
Aug 10, 2023	Intrafamily Transfer, Transfer · Reverse Mortgage MUTUAL OF OMAHA MORTGAGE INC
Oct 8, 2020	Deed of Trust, Mortgage · Line of Credit BELLCO CU
Feb 27, 2019	Deed of Trust, Mortgage · Conventional Mortgage BELLCO CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Aug 4, 2023
Transfer Doc	0000310186
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEAR CREEK CO
Property Address	83 CUB TRL, EVERGREEN, CO 80439-4024
Transaction Type	Mortgage
Record Updated	Apr 12, 2024
Title Company	NOT AVAILABLE, PTA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	83 CUE TRAIL, EVERGREEN, CO 80439-4024

Mortgage

Document Number	0010120942
Date	Jul 30, 2021
Book Page	1012/942
Instrument	301847

Lender

Name	CHERRY CREEK MORTGAGE CO INC
Type	Mortgage Company
Address	ENGLEWOOD, CO 80111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLEAR CREEK CO
Recording Date	Aug 10, 2023
Property Address	83 CUB TRL, EVERGREEN, CO 80439-4024
Document Number	0010470499
Book / Page	1047 / 499
Instrument Date	Aug 4, 2023
Instrument	310186
Transaction Type	Transfer
Record Updated	Apr 12, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	83 CUB TRL, EVERGREEN, CO 80439-4024

Mortgage

Document Number	0000310187
Date	Aug 10, 2023
Instrument	310187

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	1044 Months
Due	Aug 26, 2110

Interest

Rate Type	Adjustable Rate
Rate	7.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2023
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	12.8%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEAR CREEK CO
Property Address	83 CUB TRL, EVERGREEN, CO 80439-4024
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009920429
Date	Oct 8, 2020
Book Page	992/429
Instrument	297515

Lender

Name	BELLCO CU
Type	Credit Union
Address	ENGLEWOOD, CO 80111

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Oct 2, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEAR CREEK CO
Property Address	83 CUB TRL, EVERGREEN, CO 80439-4024
Document Number	0009610422
Instrument Date	Feb 27, 2019
Transaction Type	Mortgage
Record Updated	Mar 20, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	83 CLUB TRL EVERGREEN CO 80439, EVERGREEN, CO 80439

Mortgage

Document Number	0009610422
Date	Mar 5, 2019
Book Page	000961/000422
Instrument	290753

Lender

Name	BELLCO CU
Type	Credit Union
Address	CENTENNIAL, CO 80111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Mar 4, 2039

Tax Assessment & Valuation

The 2025 property tax bill for 83 Cub Trl was $2,597.

Source: Clear Creek County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Clear Creek County
Unified School District	Clear Creek School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,597.00	$33,860 Land $2,200 Building $31,660	$541,700 Land $35,200 Building $506,500
2023	$2,196.00 (+6.86%)	$28,340 (+9.17%) Land $2,090 Building $26,250	$423,000 (+13.28%) Land $31,150 Building $391,850
2022	$2,055.00	$25,960 Land $2,450 Building $23,510	$373,420 Land $35,200 Building $338,220

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 83 Cub Trl in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective December 20, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2013 · Severe Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 83 Cub Trl is very high, ranking above 92% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 92% of the US · above 96% of Colorado
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Visionary Broadband Fixed Wireless	100 / 20
Rise Broadband Fixed Wireless	25 / 5

May also be available: CenturyLink, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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