83 Co Rd 131, Waterloo, AL 35677 Property Records

Lauderdale County property record for 83 Co Rd 131, Waterloo, AL 35677

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,621 sqft · built 1984
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$232,000 (Jul 2022)
Tax Bill	$456 (2025)
Deeds & Mortgages	Jan 2023 Sale Jul 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-06-14-0-000-002-001`

Property Details

APN / Parcel Number

Primary APN	`07-06-14-0-000-002-001`
Alternative APNs	`101134` `060826` `19302`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,621 sqft Living Area
1st Floor Area	1,621 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	43,560 sqft (1 acres)
Lot Dimensions	210 ft deep x 210 ft wide
Garage Area	775 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Gravity Furnace

Location & Zoning

Account Number	101134
Street Address	83 COUNTY ROAD 131
City	WATERLOO
State	AL
Zip	35677-4021
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	210 X 210 TRACT IN NE/4 OF SE/4 OF SEC 14 T1S R13W COM @ SE COR OF SAID NE/4 OF SE/4 RUN N 974 TO POB TH N 210 W 210 S 210 E
Legal Range	13W
Legal Township	01S
Legal Section	14
Jurisdiction	LAUDERDALE AL
Township / Civil Division	CLOVERDALE
Census Block Group	1
Census Block	1040
Census Tract	11402

Owner

Source: Lauderdale County records, as of November 24, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	83 COUNTY ROAD 131, WATERLOO, AL 35677-4021
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2023	Correction Deed
Jul 20, 2022	Survivorship Deed, Transfer · Conventional Mortgage FIRST SOUTHERN BANK
Jan 24, 2019	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 20, 2022 · Amount on Record
Deed Sale	Jul 20, 2022 · Amount on Record
Prior Transfer Date	Jan 23, 2019
Prior Transfer Doc	2019/2833
Record Updated	Jun 8, 2026

January 2023: Correction Deed

Document Type	Correction Deed
Jurisdiction	LAUDERDALE AL
Recording Date	Jan 10, 2023
Property Address	83 COUNTY ROAD 131, WATERLOO, AL 35677-4021
Document Number	02023/1000
Book / Page	2023 / 1000
Map Reference	MB 7 PG 199
Instrument Date	Jan 9, 2023
Record Updated	Jan 25, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3397 COUNTY ROAD 213, FLORENCE, AL 35633-0458

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	83 COUNTY ROAD 131, WATERLOO, AL 35677-4021

July 2022: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	LAUDERDALE AL
Recording Date	Jul 20, 2022
Property Address	83 COUNTY ROAD 131, WATERLOO, AL 35677-4021
Document Number	2022/40680
Book / Page	2022 / 40680
Instrument Date	Jul 19, 2022
Transaction Type	Transfer
Record Updated	Aug 10, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3397 COUNTY ROAD 213, 3397, FLORENCE, AL 35633-0458

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	83 COUNTY ROAD 131, WATERLOO, AL 35677-4021

Mortgage

Document Number	202240668202240668
Date	Jul 20, 2022
Instrument	2022/40668202240668

Lender

Name	FIRST SOUTHERN BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

January 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAUDERDALE AL
Recording Date	Jan 24, 2019
Property Address	83 COUNTY ROAD 131, WATERLOO, AL 35677-4021
Document Number	2019/2833
Book / Page	2019 / 2833
Instrument Date	Jan 23, 2019
Transaction Type	Transfer
Record Updated	May 18, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3397 COUNTY ROAD 213, FLORENCE, AL 35633-0458

Tax Assessment & Valuation

Source: Lauderdale County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Lauderdale County
Unified School District	Lauderdale County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$456.00 (+8.06%) Homeowner's exemption	$14,680 (+7%)	$153,040 (+11.56%) Land $19,100 Building $133,940
2024	$422.00 (-5.8%) Homeowner's exemption	$13,720 (+814.67%) Land $1,600 Building $12,120	$137,180 (+5.23%) Land $15,900 Building $121,280
2023	$448.00 (+17.59%) Homeowner's exemption	$1,500 (-84.18%) Land $1,500	$130,360 (+37.51%) Land $14,900 Building $115,460
2022	$381.00 Homeowner's exemption	$9,480	$94,800 Land $12,000 Building $82,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 1, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2025)
Most Recent Claim	Mar 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 60% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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