Essex County and Andover Town property record for 83 Chestnut St, Andover, MA 01810
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 5,195 sqft · built 1920 |
| Lot Size | 0.34 acres (14,797 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,199,000 (Jul 2023) |
| Tax Bill | $14,799 (2025) |
| Deeds & Mortgages | Jul 2023 Sale & Mortgage Feb 2023 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | ANDO M:00039 B:00159 L:00000 |
| Primary APN | ANDO M:00039 B:00159 L:00000 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 12 Rooms |
| Stories | 3 Stories |
| Building Area | 5,195 sqft Living Area |
| Gross Area | 6,050 sqft |
| Basement Area | 1,452 sqft |
| Unfinished Basement | 581 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Other |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Mansard |
| Roof Material | Asphalt |
| Lot Area | 14,797 sqft (0.34 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Street Address | 83 CHESTNUT ST |
|---|---|
| City | ANDOVER |
| State | MA |
| Zip | 01810-3638 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SRA |
| Legal Block | 159 |
| Jurisdiction | ANDOVER MA |
| Township / Civil Division | ANDOVER |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 254200 |
Source: Essex County and Andover Town records, as of July 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 83 CHESTNUT ST, ANDOVER, MA 01810-3638 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 6, 2023 | Condominium Deed, Transfer · Stand-Alone First Mortgage HOME LOAN AND INVESTMENT BANK FSB |
| Feb 17, 2023 | Deed of Trust, Mortgage · ARM HAVERHILL BANK |
| Oct 4, 2022 | Quit Claim Deed, Subdivision Related Transfer Quitclaim |
| Jan 28, 2022 | Quit Claim Deed, Construction Loan · Construction Mortgage HAVERHILL BANK |
| Jan 11, 2022 | Foreclosure |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 6, 2023 · Amount on Record |
| Deed Sale | Jul 6, 2023 · Amount on Record |
| Prior Sale | Jan 28, 2022 · Amount on Record |
| Deed Book / Page | 17778 / 273 |
| Prior Transfer Date | Oct 4, 2022 |
| Prior Transfer Doc | 0017586-18 |
| Record Updated | Sep 20, 2026 |
| Document Type | Condominium Deed |
|---|---|
| Jurisdiction | ANDOVER MA |
| Recording Date | Jul 6, 2023 |
| Property Address | 83 CHESTNUT ST, ANDOVER, MA 01810-3638 |
| Document Number | 017778-273 |
| Book / Page | 17778 / 273 |
| Instrument Date | Jun 7, 2023 |
| Instrument | 10606 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 83 CHESTNUT ST, ANDOVER, MA 01810-3638 |
| Document Number | 0000010607 |
|---|---|
| Date | Jul 6, 2023 |
| Instrument | 10607 |
| Name | HOME LOAN AND INVESTMENT BANK FSB |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.99% |
| Type Change Date | Jan 8, 2028 |
| Max Rate At Change | 3% |
| Index | Other |
| Margin | 3 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANDOVER MA |
| Property Address | 83 CHESTNUT ST, ANDOVER, MA 01810-3638 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2023 |
| Name | Verified Name |
|---|
| Document Number | 017682-183 |
|---|---|
| Date | Feb 17, 2023 |
| Book Page | 17682/183 |
| Instrument | 2350 |
| Name | HAVERHILL BANK |
|---|
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.63% |
| Type Change Date | Mar 1, 2028 |
| Index | 1-Year CMT |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ANDOVER MA |
| Recording Date | Oct 4, 2022 |
| Property Address | 83 CHESTNUT ST, ANDOVER, MA 01810-3638 |
| Document Number | 0017586-18 |
| Book / Page | 17586 / 18 |
| Instrument Date | Oct 4, 2022 |
| Instrument | 23261 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 21, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 57 ELM ST # 2, 2, ANDOVER, MA 01810-3605 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ANDOVER MA |
| Recording Date | Jan 28, 2022 |
| Property Address | 83 CHESTNUT ST, ANDOVER, MA 01810-3638 |
| Document Number | 0017326-37 |
| Book / Page | 17326 / 37 |
| Instrument Date | Jan 27, 2022 |
| Instrument | 2433 |
| Transaction Type | Construction Loan |
| Record Updated | Feb 11, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 57 ELM ST # 2, 2, ANDOVER, MA 01810-3605 |
| Document Number | 0000002435 |
|---|---|
| Date | Jan 28, 2022 |
| Instrument | 2435 |
| Name | HAVERHILL BANK |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Foreclosure |
|---|---|
| Jurisdiction | ANDOVER MA |
| Recording Date | Jan 11, 2022 |
| Property Address | 83 CHESTNUT ST, ANDOVER, MA 01810-3638 |
| Document Number | 017307-225 |
| Book / Page | 17307 / 225 |
| Instrument Date | Oct 18, 2021 |
| Instrument | 785 |
| Transaction Type | Foreclosure |
| Record Updated | Jan 28, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3217 DECKER LAKE DR, SALT LAKE CITY, UT 84119-3284 |
Source: Essex County and Andover Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Andover Town |
| Unified School District | Andover School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $14,799.00 (+6.98%) | $1,184,900 (+10.32%) Land $541,400 Building $643,500 | $1,345,865 |
| 2024 | $13,834.00 (+4.63%) | $1,074,100 (+10.97%) Land $496,000 Building $578,100 | |
| 2023 | $13,222.00 | $967,900 Land $446,800 Building $521,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2019) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 2019 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ANDOVER WATER DEPT serves 36,569 people · EPA ID MA3009000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement currently in violation since Nov 2021 Corrosion control Jan 2022 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 2,000 |
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