83 Cadena Loop, White Rock, NM 87547 Property Records

Los Alamos County property record for 83 Cadena Loop, White Rock, NM 87547

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.25 ba · 2,025 sqft · built 2024
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Individual Names on Record
Last Sale	$493,430 (Aug 2025)
Tax Bill	$2,546 (2026)
Deeds & Mortgages	Oct 2025 Second Mortgage Aug 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1-037-107-354-483`

Property Details

APN / Parcel Number

Primary APN	`1-037-107-354-483`
Alternative APN	`R010907`

Interior

Bedrooms	3 Beds
Full Baths	2.25 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,025 sqft Living Area
1st Floor Area	2,025 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Stucco
Roof Material	Shingle
Lot Area	5,663 sqft (0.13 acres)
Garage Type	Attached
Garage Area	465 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	231 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Account Number	R010907
Street Address	83 CADENA LOOP
City	WHITE ROCK
State	NM
Zip	87547-3477
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MIRADOR BLOCK: 03 LOT: 019 S: 5 T: 18N R: 7E
Legal Range	07E
Legal Township	18N
Legal Section	05
Legal Subdivision	MIRADOR
Legal Block	3
Legal Lot Number	19
Jurisdiction	LOS ALAMOS NM
Township / Civil Division	LOS ALAMOS
Census Block Group	3
Census Block	3040
Census Tract	400

Owner

Source: Los Alamos County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	83 CADENA LOOP, WHITE ROCK, NM 87547-3477
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SUNWARD FCU
Aug 8, 2025	Special Warranty Deed, Transfer · Conventional Mortgage SUNWARD FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 8, 2025 · Amount on Record
Deed Sale	Aug 8, 2025 · Amount on Record
Prior Sale	Nov 14, 2024 · Amount on Record
Deed Document Number	2025260287
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOS ALAMOS NM
Property Address	83 CADENA LOOP, WHITE ROCK, NM 87547-3477
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	83 CADENA LOOP, WHITE ROCK, NM 87547-3477

Mortgage

Document Number	0000260827
Date	Oct 15, 2025
Instrument	260827

Lender

Name	SUNWARD FCU
Type	Credit Union
Address	ALBUQUERQUE, NM 87111

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2045

Interest

Rate Type	Adjustable Rate
Rate	6.12%
Type Change Date	Nov 1, 2030
Change Frequency	5 Years
Min Rate At Change	4%
Max Rate At Change	11.1%
Index	5-Year TN
Margin	2
Max Rate	11.1%

August 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LOS ALAMOS NM
Recording Date	Aug 8, 2025
Property Address	83 CADENA LOOP, WHITE ROCK, NM 87547-3477
Document Number	0000260287
Map Reference	MB 185 PG 63
Instrument Date	Aug 7, 2025
Instrument	260287
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	TG LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	83 CADENA LOOP, WHITE ROCK, NM 87547-3477

Mortgage

Document Number	0000260288
Date	Aug 8, 2025
Instrument	260288

Lender

Name	SUNWARD FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Sep 1, 2040
Change Frequency	15 Years
Min Rate At Change	4%
Max Rate At Change	11.5%
Index	10-Year TN
Margin	3
Max Rate	11.5%

Tax Assessment & Valuation

Source: Los Alamos County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Mexico
County	Los Alamos County
Unified School District	Los Alamos Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,546.00	$259,020 (+334.23%) Land $42,010 Building $217,010	$777,060 (+334.21%) Land $126,030 Building $651,030
2025	$2,546.00 (+30.23%)	$59,650 (+168.94%) Land $40,390 Building $19,260	$178,960 (+168.91%) Land $121,180 Building $57,780
2023	$1,955.00	$22,180 Land $22,180	$66,550 Land $66,550
2022	$1,955.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 56% of New Mexico
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOS ALAMOS MUNICIPAL WATER SYSTEM serves 25,000 people · EPA ID NM3500115
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	940 / 940
NMSurf Fixed Wireless	200 / 50

May also be available: Xfinity.

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