Bergen County and Palisades Park Borough property record for 82B W Ruby Ave, Palisades Park, NJ 07650
| Property Type | Single Family Home |
|---|---|
| Details | 1,852 sqft · built 2019 |
| Lot Size | 0.017 acres (743 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $772,000 (Feb 2021) |
| Tax Bill | $11,373 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 45-00617-0000-00001-01-C0002 |
| Primary APN | 45-00617-0000-00001-01-C0002 |
|---|
| Building Area | 1,852 sqft Living Area |
|---|
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Condo/Apartment |
| Lot Area | 743 sqft (0.017 acres) |
| Street Address | 82B W RUBY AVE, 2 |
|---|---|
| City | PALISADES PARK |
| State | NJ |
| Zip | 07650-1881 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | 82 WEST RUBY CONDO |
| Legal Block | 617 |
| Legal Lot Number | 1.01 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | PALISADES PARK |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 41301 |
82B W Ruby Ave is owned by two individuals who bought it in February 2021.
Source: Bergen County and Palisades Park Borough records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 968 LILY POND LN, FRANKLIN LAKES, NJ 07417-1054 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 16, 2021 · Amount on File |
| Deed Sale | Feb 16, 2021 · Amount on File |
| Prior Sale | Feb 5, 2021 · Amount on File |
| Deed Document Number | 202119885 |
| Deed Book / Page | 3958 / 1401 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 82B W RUBY AVE, PALISADES PARK, NJ 07650-1881 |
| Transaction Type | Mortgage |
| Record Updated | Nov 2, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0043711717 |
|---|---|
| Date | Sep 13, 2021 |
| Book Page | 4371/1717 |
| Instrument | 2021143822 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Type Change Date | Sep 1, 2031 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 8.12% |
| Index | Other |
| Max Rate | 8.12% |
The 2025 property tax bill for 82B W Ruby Ave was $11,373, up 5.5% from the year before.
Source: Bergen County and Palisades Park Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Palisades Park Borough |
| Unified School District | Palisades Park Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $853,700 (+9.81%) Land $320,700 Building $533,000 | $853,700 (+9.81%) Land $320,700 Building $533,000 | |
| 2025 | $11,373.00 (+5.47%) | $777,400 Land $299,000 Building $478,400 | $777,400 Land $299,000 Building $478,400 |
| 2024 | $10,783.00 | ||
| 2023 | $713,600 Land $273,400 Building $440,200 | $713,600 Land $273,400 Building $440,200 | |
| 2022 | $10,497.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 82B W Ruby Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 10 (1990–2009) |
| Most Recent Claim | Dec 2009 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 82B W Ruby Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 906 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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