Oakland County property record for 8299 Cotswold Ln, Clarkston, MI 48348
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 4,571 sqft · built 2000 |
| Lot Size | 0.96 acres (41,818 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $9,605 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit Jul 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | U-07-13-454-002 |
| Primary APN | U-07-13-454-002 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 4,571 sqft Living Area |
| 1st Floor Area | 3,294 sqft |
| Basement Area | 3,110 sqft |
| Unfinished Basement | 3,110 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Colonial |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 41,818 sqft (0.96 acres) |
| Lot Dimensions | 231 ft deep x 78 ft wide |
| Garage Area | 993 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 118 sqft |
| Patio Area | 273 sqft |
| Balcony Area | 18 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 8299 COTSWOLD LN |
|---|---|
| City | CLARKSTON |
| State | MI |
| Zip | 48348-4387 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | T4N, R8E, SEC 13 BRIDGE VALLEY IV LOT 70 6-16-98 FR 400-007 |
| Legal Range | 08E |
| Legal Township | 04N |
| Legal Section | 13 |
| Legal Subdivision | BRIDGE VALLEY SUBDIVISION IV |
| Legal Lot Number | 6,70 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | SPRINGFIELD |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 126300 |
Source: Oakland County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 8299 COTSWOLD LN, CLARKSTON, MI 48348-4387 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 4, 2026 | Deed of Trust, Mortgage · Line of Credit MICHIGAN SCHOOLS AND GOV'T CREDIT UNION |
| Jul 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN SCHOOLS & GOVERNMENT CU |
| Nov 29, 2018 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 7, 1998 |
| Deed Sale | Aug 7, 1998 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | May 4, 2026 |
| Property Address | 8299 COTSWOLD LN, CLARKSTON, MI 48348-4387 |
| Document Number | 0000059836 |
| Book / Page | 61161 / 851 |
| Instrument Date | Apr 18, 2026 |
| Instrument | 202659836 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 8299 COTSWOLD LN, CLARKSTON, MI 48348-4387 |
| Document Number | 0000059836, |
|---|---|
| Date | May 4, 2026 |
| Book Page | 61161/851 |
| Instrument | 202659836 |
| Name | MICHIGAN SCHOOLS AND GOV'T CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Apr 30, 2051 |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 8299 COTSWOLD LN, CLARKSTON, MI 48348-4387 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 8299 COTSWOLD LN, CLARKSTON, MI 48348-4387 |
| Document Number | 0000182443 |
|---|---|
| Date | Jul 22, 2021 |
| Book Page | 56588/262 |
| Instrument | 182443 |
| Name | MICHIGAN SCHOOLS & GOVERNMENT CU |
|---|---|
| Type | Credit Union |
| Address | CLINTON TOWNSHIP, MI 48038 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 205 Months |
| Due | Aug 1, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 8299 COTSWOLD LN, CLARKSTON, MI 48348-4387 |
| Document Number | 0000199312 |
| Instrument Date | Nov 29, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 4, 2019 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 8299 COTSWOLD LN CLARKSTON MI 483484387, CLARKSTON, MI 48348-4387 |
| Document Number | 0000199312 |
|---|---|
| Date | Dec 11, 2018 |
| Book Page | 052428/000362 |
| Instrument | 199312 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 10, 2048 |
| Rate Type | Adjustable Rate |
|---|
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| County Subdivision | Springfield Charter Township |
| Unified School District | Clarkston Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,605.00 (-30.1%) Homeowner's exemption | $530,850 (+11.09%) | $1,061,700 (+11.09%) |
| 2024 | $13,742.00 (+11.23%) | ||
| 2023 | $477,840 | $955,680 | |
| 2022 | $12,355.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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