8297 Capel Dr, Pasadena, MD 21122 Property Records

Anne Arundel County property record for 8297 Capel Dr, Pasadena, MD 21122

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,916 sqft · built 1996
Lot Size	1.08 acres (47,185 sqft)
Owner	2 Individual Names on Record
Last Sale	$750,000 (Jan 2024)
Tax Bill	$7,777 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Jan 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-917-90085178`

Property Details

APN / Parcel Number

Primary APN	`03-917-90085178`
Alternative APNs	`391790085178` `91790085178`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,116 sqft Living Area
Gross Area	4,796 sqft
1st Floor Area	1,658 sqft
Basement Area	1,200 sqft
Finished Basement	1,200 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	47,185 sqft
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	648 sqft
Porch	Enclosed Porch
Porch Area	410 sqft
Deck Area	180 sqft
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	91790085178
Street Address	8297 CAPEL DR
City	PASADENA
State	MD
Zip	21122-4881
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 13 SC 2 WINDERMERE ESTATES
Legal Subdivision	WINDERMERE ESTATES
Legal Block	4
Legal Lot Number	13
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	3
Census Block Group	4
Census Block	4002
Census Tract	731303

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8297 CAPEL DR, PASADENA, MD 21122-4881
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2025	Deed of Trust, Mortgage · Conventional Mortgage NFM LENDING
Jan 16, 2024	Deed, Transfer · Conventional Mortgage NFM INC
Jul 30, 2019	Deed of Trust, Mortgage · Line of Credit HOWARD BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 16, 2024 · Amount on Record
Deed Sale	Jan 16, 2024 · Amount on Record
Prior Sale	Feb 21, 1996 · Amount on Record
Deed Book / Page	40182 / 262
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	8297 CAPEL DR, PASADENA, MD 21122-4881
Transaction Type	Mortgage
Record Updated	Nov 19, 2025
Title Company	UNKNOWN, SOURCEPOINT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8297 CAPEL DR, PASADENA, MD 21122-4881

Mortgage

Document Number	0417890001
Date	Nov 3, 2025
Book Page	41789/1

Lender

Name	NFM LENDING
Type	Mortgage Company
Address	LINTHICUM HEIGHTS, MD 21090

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2055

January 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jan 16, 2024
Property Address	8297 CAPEL DR, PASADENA, MD 21122-4881
Document Number	0401820262
Book / Page	40182 / 262
Map Reference	MB 162 FO 40&41
Instrument Date	Jan 5, 2023
Transaction Type	Transfer
Record Updated	Jan 30, 2024
Title Company	CARTER TITLE LLC, CHARTER TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,750.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	8297 CAPEL DR, PASADENA, MD 21122-4881

Mortgage

Document Number	0040182269
Date	Jan 16, 2024
Instrument	40182/269

Lender

Name	NFM INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	8297 CAPEL DR, PASADENA, MD 21122-4881
Transaction Type	Mortgage
Record Updated	Oct 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0333960255
Date	Jul 30, 2019
Book Page	33396/255

Lender

Name	HOWARD BANK
Type	Credit Union
Address	BALTIMORE, MD 21224

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$731,700 (+15.43%)	$775,300 (+20.29%) Land $264,700 Building $510,600
2025	$7,777.00 (+46.93%)
2023	$5,293.00 Homeowner's exemption	$633,900	$644,500 Land $254,700 Building $389,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 policies
Nearby Flood Policies	24 in force
Nearby Flood Claims	35 (1978–2024)
Claims Outside the SFHA	11 of 35
Most Recent Claim	Jan 2024 · rainfall accumulation
Claims by Event	Hurricane Isabel, Sep 2003 · 19 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

May also be available: Believe Broadband.

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