8295 Windmere Dr, Semmes, AL 36575 Property Records

Mobile County property record for 8295 Windmere Dr, Semmes, AL 36575

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,007 sqft · built 2020
Lot Size	0.33 acres (14,375 sqft)
Owner	Individual Name on File
Last Sale	$281,430 (Dec 2019)
Tax Bill	$1,854 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Dec 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12400079`

Property Details

APN / Parcel Number

Primary APN	`12400079`
Alternative APN	`24 07 36 0 000 023.246`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	3,007 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	14,375 sqft (0.33 acres)
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	12400079
Street Address	8295 WINDMERE DR
City	SEMMES
State	AL
Zip	36575-0036
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT A-76 MAGNOLIA SPRINGS PHASE FIVE MBK 137 PG 14
Legal Subdivision	MAGNOLIA SPRINGS PHASE FIVE
Legal Phase	5
Legal Lot Number	A
Jurisdiction	MOBILE AL
Township / Civil Division	SEMMES
Census Block Group	2
Census Block	2001
Census Tract	6306

Owner

8295 Windmere Dr is owned and occupied by an individual who bought it in December 2019.

Source: Mobile County records, as of December 22, 2025

Owner of Record	Individual Name on File
Mailing Address	8295 WINDMERE DR, SEMMES, AL 36575-0036
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Dec 2, 2019	Warranty Deed, Subdivision Related Transfer · FHA Mortgage TYNDALL FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 2, 2019 · Amount on File
Deed Sale	Dec 2, 2019 · Amount on File
Deed Document Number	2019069963
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	8295 WINDMERE DR, SEMMES, AL 36575-0036
Transaction Type	Mortgage
Record Updated	Sep 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000047386
Date	Jul 22, 2021
Instrument	2021047386

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

December 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	Dec 2, 2019
Property Address	8295 WINDMERE DR, SEMMES, AL 36575-0036
Document Number	0000069963
Map Reference	MB 137 PG 14
Instrument Date	Nov 26, 2019
Instrument	2019069963
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 14, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	25366 PROFIT DR, 25366, DAPHNE, AL 36526-5126

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8295 WINDMERE DR, SEMMES, AL 36575-0036

Mortgage

Document Number	0000069964
Date	Dec 2, 2019
Instrument	2019069964

Lender

Name	TYNDALL FCU
Type	Credit Union

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 8295 Windmere Dr was $1,854 with a homeowner's exemption, up 4.4% from the year before.

Source: Mobile County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Mobile County
Municipality	Semmes City
Unified School District	Mobile County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,854.00 (+4.39%) Homeowner's exemption	$39,610 (+4.26%) Land $5,000 Building $34,610	$396,100 (+4.26%) Land $50,000 Building $346,100
2024	$1,776.00 (+2.9%) Homeowner's exemption	$37,990 (+2.76%) Land $5,000 Building $32,990	$379,900 (+2.76%) Land $50,000 Building $329,900
2023	$1,726.00 Homeowner's exemption	$36,970 Land $5,000 Building $31,970	$369,700 Land $50,000 Building $319,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 8295 Windmere Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8295 Windmere Dr is moderate, ranking above 67% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 87% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people · EPA ID AL0001005
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50

May also be available: T-Mobile, Verizon, Xfinity.

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